Hire a College Counselor in Certain Situations

Hire a College Counselor

As many people already know, applying to college is not easy. Not only are there a multitude of deadlines and forms that need to be completed in order to apply to undergraduate programs, but it is oftentimes difficult to determine which school you should attend. Since people are normally 16 or 17 years old when they apply to college, applicants often turn to parents for advice. However, it may make sense to hire a college… Continue Reading Hire a College Counselor in Certain Situations

Paying Off Student Loans While in School

Paying off student Loans While in school

As many people already know, borrowers typically do not need to pay off student loans while in school. Indeed, student loan lenders typically defer the student loans of current students, so that these borrowers do not need to worry about making payments and can focus on their studies. However, in some situations, paying off student loans while in school might make sense. As previously mentioned, I borrowed a number of private and government loans to… Continue Reading Paying Off Student Loans While in School

State Schools Are Not Always Cheaper

State Schools are Not Always Cheaper

Most people understand the conventional wisdom that state schools are often more affordable than attending private universities. Indeed, state schools are usually subsidized by the government, and tuition costs are typically lower at numerous state schools than many private colleges. However, state schools are not always cheaper, and students wishing to save money on tuition costs should not disregard private universities, since these colleges can actually help students lower their educational expenses. One reason why… Continue Reading State Schools Are Not Always Cheaper

How to Be More Eligible for Financial Aid

How to Be More Eligible for Financial Aid

As this website has mentioned in a few prior articles, both scholarships and need-based financial aid are available for students entering certain educational programs. Although scholarships are usually based on merit, need-based financial aid is typically doled out based on the financial background of students and their family. As mentioned previously, I received generous need-based financial aid to attend both college and law school. These experiences have shown me how to be more eligible for… Continue Reading How to Be More Eligible for Financial Aid

Being a Resident Advisor to Help with Student Loans

Being a Resident Advisor to Help with Student Loans

As this website has already discussed at length, one’s battle with student loans often begins before a person graduates from school. Indeed, choices people make while in school can greatly impact the amount of debt individuals have to pay back once they graduate. As previously mentioned, I worked a variety of jobs during college and law school to help reduce the amount of student loans I had to borrow. As my experiences show, being a… Continue Reading Being a Resident Advisor to Help with Student Loans

Transferring Schools to Receive More Financial Aid

transferring schools to receive more financial aid

When many people attend college and graduate school, they might think that they will stay at the university they select until they obtain their degree. And it is true that transferring schools is difficult for a number of academic programs. However, as this website has discussed in a few prior articles, it is possible to change schools as an undergraduate and while pursuing a graduate degree. Furthermore, transferring schools to receive more financial aid is… Continue Reading Transferring Schools to Receive More Financial Aid

Asking Your School for More Scholarship Money

Asking Your School for More Scholarship Money

This website has already discussed some of the considerations that should be kept in mind when choosing schools that will lower your student debt burden. Oftentimes, it is advisable to attend lower-ranked schools in order to secure scholarship money, since decreasing the amount of student loans you borrow is important in many situations. However, even after you enroll in an educational program, there is nothing preventing you from asking your school for more scholarship money.… Continue Reading Asking Your School for More Scholarship Money

Receiving Financial Aid After Applying Early Decision

Receiving Financial Aid After Applying Early Decision

As many readers of this website already know, it can be very difficult for prospective college and graduate students to apply to different educational programs if they have limited financial means. The cost of application fees and traveling to different campuses can add up, and individuals can be limited in their educational options if they are restricted financially. One of the common beliefs about lower-income students is that individuals hoping to receive financial aid should… Continue Reading Receiving Financial Aid After Applying Early Decision

Siblings Can Help Each Other with Student Loans

Siblings Can Help Each Other With Student Loans

This website has already discussed some of the ways that parents can help their children with student loans. And it is of course true that parents can have a major influence on how their children are impacted by student debt. However, many people might not realize that siblings can also help each other with student loans. I am a triplet, and I have twin older brothers. We have all had to help each other throughout… Continue Reading Siblings Can Help Each Other with Student Loans

Parents Should Equally Help Children with Educational Costs

Parents Should Equally Help Children With Student Loans

Since founding Student Debt Diaries almost 18 months ago, I have received hundreds of emails from people across the country. Although most individuals who email me have student loans themselves, I also receive numerous messages from parents of children with student debt. Usually, parents reach out to me in order to discover ways that they can help their kids with student loans. However, a few parents have discussed their financial struggles and other issues that… Continue Reading Parents Should Equally Help Children with Educational Costs