Living in a Dorm is Worth the Money

living in a dorm is worth the money

Most college students live in residence halls on campus for at least the first year or two of their studies. It is usually thought that dorm life is preferable for students starting their college careers so that they can meet people and have easy access to dining halls and other campus facilities. Of course, living on campus is often more expensive than most off-campus living options, and the amenities of on-campus living are often limited.… Continue Reading Living in a Dorm is Worth the Money

Tips for Applying for Financial Aid

Tips for Applying for Financial Aid

Financial aid is an important part of lowering education costs and graduating from school with as little student debt as possible. As discussed in several prior articles, I received generous need-based financial aid to attend college and graduate school. Although many people do not qualify for financial aid due to their families’ financial background, financial aid can be a critical lifeline for many students. After reflecting on my own experiences with financial aid, there are… Continue Reading Tips for Applying for Financial Aid

Best College Majors For Student Debt

Best College Majors for Student Debt

Students typically have a vast variety of subjects which they can study at many colleges and universities across the country. Although some technical schools focus on teaching science courses, and small liberal arts colleges have a limited range of majors, many universities afford students numerous options with respect to academic pursuits. It is important for students to consider the best college majors for student debt, since some majors may help graduates earn more money and… Continue Reading Best College Majors For Student Debt

Holding off on College Because of COVID-19

Holding Off On College Because of COVID-19

The ongoing COVID-19 pandemic has greatly impacted most college and graduate students. Many college campuses are currently closed, and students have been forced to participate in classes online. In addition, numerous schools have adjusted grading policies and other procedures to deal with the ongoing pandemic. Given the current environment, holding off on college because of COVID-19 may be a desirable strategy for many students. I recently read a New York Times article that discussed holding… Continue Reading Holding off on College Because of COVID-19

Going to Graduate School Because of COVID-19

going to graduate school because of COVID-19

As this website has discussed in prior articles, COVID-19 has impacted many student debt borrowers and the population as a whole. Indeed, numerous people have been laid off because of the ongoing pandemic, and job prospects are poor for many graduating students and individuals at the beginning of their careers. Some folks may wish to ride out the economic uncertainty by enrolling in graduate school, but going to graduate school because of COVID-19 is not… Continue Reading Going to Graduate School Because of COVID-19

PhD Programs Without Funding Are Usually a Bad Idea

PhD Programs Without Funding

Earning a PhD requires a huge commitment. Indeed, it typically takes four or more years to earn a doctorate degree, and most programs require candidates to complete lengthy dissertations in order to earn their degrees. Furthermore, candidates must often forgo lucrative opportunities in order to pursue their PhD degrees. Given all of the sacrifices that PhD students make, it is important to recognize that PhD programs without funding are usually a bad idea. Most people… Continue Reading PhD Programs Without Funding Are Usually a Bad Idea

Wealthy People Shouldn’t Feel Guilty About Student Debt

Wealthy People Shouldn't Feel Guilty About Student Loans

Student debt is a burden that is faced by millions of Americans. However, some people are able to obtain their degrees without needing to borrow student loans. Many students receive academic and athletic scholarships, and some universities ensure that all students will graduate debt free despite their financial background. In addition, some people do not need to borrow student loans because their parents are fully paying for their educational costs. Although such individuals may feel… Continue Reading Wealthy People Shouldn’t Feel Guilty About Student Debt

When You Should Get an LLM Degree

When You Should Get an LLM Degree

As many people already know, law school is extremely expensive, and students typically need to borrow hundreds of thousands of dollars to earn their law degrees. It might be difficult to think about any further education after receiving a law degree, since law graduates are usually saddled with an insane amount of debt. However, law students can obtain further degrees in law, and one such credential is an LLM degree. Since these degrees are typically… Continue Reading When You Should Get an LLM Degree

Middle-Class Borrowers Have Less Financial Aid Choices

Middle-Class Student Loan Borrowers

This website has previously discussed how students can obtain financial aid in order to minimize the amount of debt they borrow to earn a degree. As already discussed, students can usually apply for institutional financial aid at the schools they attend, and outside scholarships and grants are also available for qualified students. However, middle-class student loan borrowers often have less financial aid options, and they usually have to make the most difficult choices when it… Continue Reading Middle-Class Borrowers Have Less Financial Aid Choices

Studying Abroad with Financial Aid

Studying Abroad with Financial Aid

Studying abroad can be an enriching part of your college experience. As many people already know, studying abroad involves attending a foreign college for a semester or two so that the students can earn academic credits and experience the culture of a foreign country. However, studying abroad with financial aid can be tricky. Nevertheless, if you keep a few things in mind, it is possible to study abroad without greatly impacting your bottom line. When… Continue Reading Studying Abroad with Financial Aid