Introductory Articles Archives - Student Debt Diaries

Student Debt Issues of First-Generation Students

December 20, 2021 Jordan RothmanIntroductory Articles

Many people who attend college have had someone in their family attend college before them. It is of course easier for people to make life choices if someone they trust made similar decisions before them because these trusted people can provide advice and guidance on how to proceed. However, there are student debt issues of first-generation students about which people should be aware so that they can help ensure that first-generation students are more successful… Continue Reading Student Debt Issues of First-Generation Students

Reflecting on One Hundred Blog Posts

May 13, 2019 Jordan RothmanIntroductory Articles

When I founded Student Debt Diaries nearly two years ago, I never expected to write more than a few dozen articles. I started this website to tell my own student loan story, and to compile a student debt repayment guide for borrowers hoping to pay off their student loans. Over time, I continued writing articles to respond to questions posed by readers and to provide more information about student loans. Although some blogs are very… Continue Reading Reflecting on One Hundred Blog Posts

An Introduction to Adam’s Student Debt Story

February 22, 2018March 11, 2022 Adam RothmanGuest Articles, Introductory Articles

For those of you who do not know me, my name is Adam, and I am one of Jordan’s brothers. Like Jordan, I borrowed student loans to earn my undergraduate and graduate degrees. After eight years of college and medical school, I definitely accumulated my fair share of student debt. While my brother Jordan was able to eliminate all of his student debt in a few short years through strategies discussed on this website (yay… Continue Reading An Introduction to Adam’s Student Debt Story

How I Mostly Debt-Financed My Law School Education

September 18, 2017June 13, 2018 Jordan RothmanIntroductory Articles, Student Loan Repayment Guide

Last week, I discussed how I received scholarships, grants, and financial aid to cover most of the cost of attending college. This week’s post is not going to be as uplifting. Rather, I will discuss how I debt-financed most of my law-school education to the tune of around $150,000 when you consider the effect of capitalizing interest. My story has a happy ending, and I was able to pay off my law school and college… Continue Reading How I Mostly Debt-Financed My Law School Education

How I Received $150,000 in Grants, Scholarships, and Financial Aid to Help Pay for College

September 11, 2017November 15, 2017 Jordan RothmanIntroductory Articles, Student Loan Repayment Guide

Over the past few weeks, many people have asked me if I received financial aid to pay for college and law school. People have also inquired whether the $197,890.20 in student debt I paid off was just related to law school expenses or if I had to pay for college as well. I will tackle this topic over the next few posts, and this article discusses how I was able to obtain around $150,000 in… Continue Reading How I Received $150,000 in Grants, Scholarships, and Financial Aid to Help Pay for College

Why You Should Pay Off Student Loans Early

September 5, 2017November 15, 2017 Jordan RothmanIntroductory Articles, Student Loan Repayment Guide

My last post discussed the categories of people who might not benefit from expediting student loan payments. I hope I didn’t scare too many people away from the blog! If your situation does not match any of the categories I mentioned, or you are still interested in paying off loans early, you might be wondering what the benefits of expediting student loan payments might be. There is a massive opportunity cost to expediting student loan… Continue Reading Why You Should Pay Off Student Loans Early

Is Paying Off Student Loans Early Right for You?

August 28, 2017November 15, 2017 Jordan RothmanIntroductory Articles, Student Loan Repayment Guide

Before diving into methods to expedite student loan payments, it is important to assess at the beginning whether paying off student loans early is right for you. It seems like a foundational principle of financial success that people should strive to be debt-free as soon as possible. Many would also argue that student debt is one of the worst kinds of debt and should be paid off as soon as practical. However, there are certain… Continue Reading Is Paying Off Student Loans Early Right for You?

An Introduction to My Student Loan Saga

August 19, 2017May 5, 2018 Jordan RothmanIntroductory Articles, Student Loan Repayment Guide

August 16, 2016 was one of the biggest days of my life. It wasn’t the day I got a new job or started a new career. It wasn’t the day I earned a degree or celebrated any other traditional life milestone. However, on August 16, 2016, I achieved one of the biggest goals of my life up to that point. After three years and 10 months of sacrifice, saving, and toil, I paid off all… Continue Reading An Introduction to My Student Loan Saga