Saving Money Archives - Student Debt Diaries

Saving Money on Textbooks

November 15, 2021 Jordan RothmanSaving Money

College textbooks and course materials for most graduate programs can be extremely expensive. Indeed, it is not uncommon for students to spend between $500 and $750 on textbooks per semester depending on the courses and the degree that the student is pursuing. Since most college students need to borrow money to attend school, they may need to take on more debt to pay for textbooks they need for class. However, when saving money on textbooks,… Continue Reading Saving Money on Textbooks

Biggest Goals After Repaying Student Debt

October 18, 2021 Jordan RothmanSaving Money

Repaying student loans is usually one of the biggest financial goals that recent graduates have. Student debt can seem like a millstone around the necks of student debt borrowers, and many people view repaying such loans as their primary financial aspiration after they graduate from school. However, after student loans are paid off, individuals may work toward other financial aspirations, and the biggest goals after repaying student debt fall into a few categories. Buy a… Continue Reading Biggest Goals After Repaying Student Debt

Live Like a Student Into The Future

September 27, 2021 Jordan RothmanSaving Money

There is an old saying that you should live like a student now so you can live like a professional later. Essentially, this means that students and people who recently graduated from a program should keep their expenses low so that they can set themselves up financially for the future. However, individuals should not forego saving habits as they earn more and more money throughout there careers. In many instances, it pays to live like… Continue Reading Live Like a Student Into The Future

Interviewing for Jobs on a Budget

August 2, 2021August 7, 2021 Jordan RothmanSaving Money

During the last year of college or graduate school, a student typically needs to interview for jobs that they hope to enter after they graduate. Some interviews may take place virtually, but some employers may wish the candidate to travel to them to interview in person. Students who are living on a modest budget may not have too much cash available to pay for travel and other costs related to interviewing. Nevertheless, interviewing for jobs… Continue Reading Interviewing for Jobs on a Budget

Unpaid Internships Hurt Student Debt Borrowers

May 31, 2021May 31, 2021 Jordan RothmanRepayment Strategies, Saving Money

As many people understand from firsthand experience, students and recent graduates often need to complete unpaid internships during the school year and summers in order to build their resumes. Such unpaid internships may confer valuable experiences that can help the student during their job search later in their careers. However, unpaid internships hurt student debt borrowers, and employers should consider offering paid internships while interns should look for sources of funding. During my student debt… Continue Reading Unpaid Internships Hurt Student Debt Borrowers

Living Off Campus to Save Money

May 3, 2021 Jordan RothmanSaving Money

College and gradate students encounter numerous costs and expenses while they pursue their degrees. Indeed, students often need to pay tens of thousands of dollars in tuition expenses and living costs needed to cover food and housing while they are a student. Although it might be more convenient to live on campus to be closer to class and other activities, living off campus to save money is a viable strategy in many instances. For the… Continue Reading Living Off Campus to Save Money

Ordering Take-Out While Repaying Student Loans

November 30, 2020 Jordan RothmanSaving Money

As this website has detailed in several prior articles, saving money is critical to repaying student loans early. Indeed, a dollar saved is oftentimes more important than a dollar earned, because you do not need to pay taxes on money you save like you often must on money you make. Individuals hoping to pay off student loans often need to make their own meals to save money, but ordering take-out while repaying student loans is… Continue Reading Ordering Take-Out While Repaying Student Loans

Earning College Credits in High School

September 21, 2020September 21, 2020 Jordan RothmanChoosing Schools, Saving Money

When most people consider strategies to deal with student debt, they focus on tactics that can be employed after they have already borrowed funds to attend school. However, it is advantageous to take certain steps before borrowing student loans to minimize the amount of debt you need to borrow in order to earn a degree. Of course, not everyone can turn back the clock, but high school students should think about how they can take… Continue Reading Earning College Credits in High School

Deciding If You Should Finish Graduate School

September 14, 2020 Jordan RothmanChoosing Schools, Saving Money

Individuals attend graduate school for all types of reasons. Some people obtain a graduate degree in order to pursue their calling, and other people attend graduate school to ride out bad economic times in academia so they do not have to compete in a bad job market. Many students may seriously consider dropping out of a graduate program at some point or another, and there are many things to consider when deciding if you should… Continue Reading Deciding If You Should Finish Graduate School

Attending Paralegal School with Student Loans

August 24, 2020 Jordan RothmanChoosing Schools, Saving Money

As many people already know, paralegals are important professionals in the legal arena. Although paralegals are not themselves lawyers, they perform legal tasks under the supervision of attorneys. Since paralegals can earn a respectable amount of money in many markets, individuals may wish to borrow money to attend paralegal school in order to have the best chance at landing a paralegal job. However, attending paralegal school with student loans should only be done in a… Continue Reading Attending Paralegal School with Student Loans