Staying on Campus During Vacations to Save Money

Staying on Campus During Vacations

This website has already discussed a number of strategies that students can use to save money and minimize the amount of student debt they borrow to earn their degrees. Sometimes, certain cost-reduction strategies can not only lower your expenses, but also have significant academic benefits as well. From my own experience, staying on campus during vacations may not only help students reduce their costs, but can also help students boost their grades and make social… Continue Reading Staying on Campus During Vacations to Save Money

Middle-Class Borrowers Have Less Financial Aid Choices

Middle-Class Student Loan Borrowers

This website has previously discussed how students can obtain financial aid in order to minimize the amount of debt they borrow to earn a degree. As already discussed, students can usually apply for institutional financial aid at the schools they attend, and outside scholarships and grants are also available for qualified students. However, middle-class student loan borrowers often have less financial aid options, and they usually have to make the most difficult choices when it… Continue Reading Middle-Class Borrowers Have Less Financial Aid Choices

Studying Abroad with Financial Aid

Studying Abroad with Financial Aid

Studying abroad can be an enriching part of your college experience. As many people already know, studying abroad involves attending a foreign college for a semester or two so that the students can earn academic credits and experience the culture of a foreign country. However, studying abroad with financial aid can be tricky. Nevertheless, if you keep a few things in mind, it is possible to study abroad without greatly impacting your bottom line. When… Continue Reading Studying Abroad with Financial Aid

Hire a College Counselor in Certain Situations

Hire a College Counselor

As many people already know, applying to college is not easy. Not only are there a multitude of deadlines and forms that need to be completed in order to apply to undergraduate programs, but it is oftentimes difficult to determine which school you should attend. Since people are normally 16 or 17 years old when they apply to college, applicants often turn to parents for advice. However, it may make sense to hire a college… Continue Reading Hire a College Counselor in Certain Situations

Picking a Student Loan Cosigner

Picking a Student Loan Cosigner

Many student debt borrowers need to secure a cosigner to guarantee their student loans. Students typically do not have a substantial credit history, and cosigners provide lenders an extra sense of security. A guest article (written by my brother) already teased out the issue of cosigners, but I also wanted to discuss a few considerations that come into play when picking a student loan cosigner based on my own experiences. As previously mentioned in a… Continue Reading Picking a Student Loan Cosigner

Paying Off Student Loans While in School

Paying off student Loans While in school

As many people already know, borrowers typically do not need to pay off student loans while in school. Indeed, student loan lenders typically defer the student loans of current students, so that these borrowers do not need to worry about making payments and can focus on their studies. However, in some situations, paying off student loans while in school might make sense. As previously mentioned, I borrowed a number of private and government loans to… Continue Reading Paying Off Student Loans While in School

Traveling While Paying Off Student Loans

Traveling While Paying Off Student Loans

As many people already know, traveling can be costly. Whether you take a train, plane, or automobile, people can spend a substantial sum of money on transportation costs. However, if you keep a few things in mind, traveling while paying off student loans does not need to hurt your bottom line. During my student debt repayment saga, I needed to travel a ton to get to school, back home, and for other reasons. I rarely… Continue Reading Traveling While Paying Off Student Loans

State Schools Are Not Always Cheaper

State Schools are Not Always Cheaper

Most people understand the conventional wisdom that state schools are often more affordable than attending private universities. Indeed, state schools are usually subsidized by the government, and tuition costs are typically lower at numerous state schools than many private colleges. However, state schools are not always cheaper, and students wishing to save money on tuition costs should not disregard private universities, since these colleges can actually help students lower their educational expenses. One reason why… Continue Reading State Schools Are Not Always Cheaper

How to Be More Eligible for Financial Aid

How to Be More Eligible for Financial Aid

As this website has mentioned in a few prior articles, both scholarships and need-based financial aid are available for students entering certain educational programs. Although scholarships are usually based on merit, need-based financial aid is typically doled out based on the financial background of students and their family. As mentioned previously, I received generous need-based financial aid to attend both college and law school. These experiences have shown me how to be more eligible for… Continue Reading How to Be More Eligible for Financial Aid

Dating While Paying Off Student Loans

Dating While Paying Off Student Loans

This website has already discussed how student loans can affect many parts of one’s life. Indeed, student debt can impact a borrower’s personal relationships, and can affect the amount of money someone has to pursue a number of social activities. In addition, student debt can also impact one’s romantic relationships, both because it might be difficult to connect with people who do not have student loans, and dating can drain resources that can be used… Continue Reading Dating While Paying Off Student Loans