frugality Archives - Page 8 of 12 - Student Debt Diaries

Bartering While Paying Off Student Loans

July 29, 2019 Jordan RothmanEarning Extra Money, Saving Money

This website has already discussed a number of ways that individuals can save money while paying off student loans. Indeed, student debt borrowers can institute a number of strategies to cut expenses so that the most money possible can be devoted to paying down debt. Bartering while paying off student loans is another excellent way to save money. As many people already know, bartering involves exchanging goods or services for the goods or services offered… Continue Reading Bartering While Paying Off Student Loans

Using Student Loans for Other Purposes

July 22, 2019 Jordan RothmanRepayment Strategies, Saving Money

As this website has already discussed, individuals should do everything they can to minimize the amount of student loans they borrow. This is because student loans typically have high interest rates and can be an impediment to achieving a number of financial goals. However, individuals are usually allowed to borrow student debt for living costs in additional to educational expenses. Indeed, many schools typically issue students a check containing funds that are supposed to be… Continue Reading Using Student Loans for Other Purposes

Losing Your Job While Repaying Student Loans

July 15, 2019 Jordan RothmanRepayment Strategies, Saving Money

Being laid off is an extremely difficult experience. Indeed, getting laid off can impact someone on an emotional level, and has a number of financial consequences as well. In addition, losing your job while repaying student loans can can be extremely difficult, since student debt borrowers typically need to repay debt on top of living expenses. However, if you keep a few things in mind, losing your job while repaying student loans can be much… Continue Reading Losing Your Job While Repaying Student Loans

How to Be More Eligible for Financial Aid

July 1, 2019July 1, 2019 Jordan RothmanChoosing Schools, Saving Money

As this website has mentioned in a few prior articles, both scholarships and need-based financial aid are available for students entering certain educational programs. Although scholarships are usually based on merit, need-based financial aid is typically doled out based on the financial background of students and their family. As mentioned previously, I received generous need-based financial aid to attend both college and law school. These experiences have shown me how to be more eligible for… Continue Reading How to Be More Eligible for Financial Aid

Dating While Paying Off Student Loans

June 24, 2019June 29, 2019 Jordan RothmanRepayment Strategies, Saving Money

This website has already discussed how student loans can affect many parts of one’s life. Indeed, student debt can impact a borrower’s personal relationships, and can affect the amount of money someone has to pursue a number of social activities. In addition, student debt can also impact one’s romantic relationships, both because it might be difficult to connect with people who do not have student loans, and dating can drain resources that can be used… Continue Reading Dating While Paying Off Student Loans

Reusing Things to Save Money While Paying Off Student Loans

June 17, 2019June 29, 2019 Jordan RothmanSaving Money

This website has already published a number of articles about saving money so that additional cash can be devoted to student loans. Although many people are most interested in the articles on this website about earning income from side-hustles, it is actually more important to save money. As previously discussed, this is because taxes must be paid on any additional money you make. From my own personal experiences, reusing things to save money is one… Continue Reading Reusing Things to Save Money While Paying Off Student Loans

Being a Resident Advisor to Help with Student Loans

June 10, 2019 Jordan RothmanEarning Extra Money, Saving Money

As this website has already discussed at length, one’s battle with student loans often begins before a person graduates from school. Indeed, choices people make while in school can greatly impact the amount of debt individuals have to pay back once they graduate. As previously mentioned, I worked a variety of jobs during college and law school to help reduce the amount of student loans I had to borrow. As my experiences show, being a… Continue Reading Being a Resident Advisor to Help with Student Loans

A Student Loan Bailout Is Very Unlikely

May 20, 2019 Jordan RothmanRepayment Strategies

There has been much discussion recently about the possibility of a student loan bailout. Of course, the government has previously bailed out a number of individuals and companies who were facing hardships. And some have compared the student debt situation to the mortgage crisis that occurred over a decade ago. The student loan problem in this country is definitely growing, and it impacts economic activity, since people with student loans have difficulties reaching financial milestones… Continue Reading A Student Loan Bailout Is Very Unlikely

Reflecting on One Hundred Blog Posts

May 13, 2019 Jordan RothmanIntroductory Articles

When I founded Student Debt Diaries nearly two years ago, I never expected to write more than a few dozen articles. I started this website to tell my own student loan story, and to compile a student debt repayment guide for borrowers hoping to pay off their student loans. Over time, I continued writing articles to respond to questions posed by readers and to provide more information about student loans. Although some blogs are very… Continue Reading Reflecting on One Hundred Blog Posts

Saving Money on Fitness Costs While Paying Off Student Loans

May 6, 2019 Jordan RothmanSaving Money

Since founding Student Debt Diaries, I have received hundreds (if not thousands) of emails from people across the country. Most of the individuals who reach out to me are interested in learning ways that they can earn extra money to devote additional cash to student loans. However, sometimes individuals are interested in ways that people with student loans can save money to devote additional funds to their debt. One person recently reached out to me… Continue Reading Saving Money on Fitness Costs While Paying Off Student Loans