How to Be More Eligible for Financial Aid

How to Be More Eligible for Financial Aid

As this website has mentioned in a few prior articles, both scholarships and need-based financial aid are available for students entering certain educational programs. Although scholarships are usually based on merit, need-based financial aid is typically doled out based on the financial background of students and their family. As mentioned previously, I received generous need-based financial aid to attend both college and law school. These experiences have shown me how to be more eligible for… Continue Reading How to Be More Eligible for Financial Aid

Dating While Paying Off Student Loans

Dating While Paying Off Student Loans

This website has already discussed how student loans can affect many parts of one’s life. Indeed, student debt can impact a borrower’s personal relationships, and can affect the amount of money someone has to pursue a number of social activities. In addition, student debt can also impact one’s romantic relationships, both because it might be difficult to connect with people who do not have student loans, and dating can drain resources that can be used… Continue Reading Dating While Paying Off Student Loans

Reusing Things to Save Money While Paying Off Student Loans

Reusing Things to Save Money

This website has already published a number of articles about saving money so that additional cash can be devoted to student loans. Although many people are most interested in the articles on this website about earning income from side-hustles, it is actually more important to save money. As previously discussed, this is because taxes must be paid on any additional money you make. From my own personal experiences, reusing things to save money is one… Continue Reading Reusing Things to Save Money While Paying Off Student Loans

Being a Resident Advisor to Help with Student Loans

Being a Resident Advisor to Help with Student Loans

As this website has already discussed at length, one’s battle with student loans often begins before a person graduates from school. Indeed, choices people make while in school can greatly impact the amount of debt individuals have to pay back once they graduate. As previously mentioned, I worked a variety of jobs during college and law school to help reduce the amount of student loans I had to borrow. As my experiences show, being a… Continue Reading Being a Resident Advisor to Help with Student Loans

Transferring Schools to Receive More Financial Aid

transferring schools to receive more financial aid

When many people attend college and graduate school, they might think that they will stay at the university they select until they obtain their degree. And it is true that transferring schools is difficult for a number of academic programs. However, as this website has discussed in a few prior articles, it is possible to change schools as an undergraduate and while pursuing a graduate degree. Furthermore, transferring schools to receive more financial aid is… Continue Reading Transferring Schools to Receive More Financial Aid

Asking Your School for More Scholarship Money

Asking Your School for More Scholarship Money

This website has already discussed some of the considerations that should be kept in mind when choosing schools that will lower your student debt burden. Oftentimes, it is advisable to attend lower-ranked schools in order to secure scholarship money, since decreasing the amount of student loans you borrow is important in many situations. However, even after you enroll in an educational program, there is nothing preventing you from asking your school for more scholarship money.… Continue Reading Asking Your School for More Scholarship Money

A Student Loan Bailout Is Very Unlikely

student loan bailout

There has been much discussion recently about the possibility of a student loan bailout. Of course, the government has previously bailed out a number of individuals and companies who were facing hardships. And some have compared the student debt situation to the mortgage crisis that occurred over a decade ago. The student loan problem in this country is definitely growing, and it impacts economic activity, since people with student loans have difficulties reaching financial milestones… Continue Reading A Student Loan Bailout Is Very Unlikely

Reflecting on One Hundred Blog Posts

Reflecting on One Hundred Blog Posts

When I founded Student Debt Diaries nearly two years ago, I never expected to write more than a few dozen articles. I started this website to tell my own student loan story, and to compile a student debt repayment guide for borrowers hoping to pay off their student loans. Over time, I continued writing articles to respond to questions posed by readers and to provide more information about student loans. Although some blogs are very… Continue Reading Reflecting on One Hundred Blog Posts

Saving Money on Fitness Costs While Paying Off Student Loans

Saving Money on Fitness Costs

Since founding Student Debt Diaries, I have received hundreds (if not thousands) of emails from people across the country. Most of the individuals who reach out to me are interested in learning ways that they can earn extra money to devote additional cash to student loans. However, sometimes individuals are interested in ways that people with student loans can save money to devote additional funds to their debt. One person recently reached out to me… Continue Reading Saving Money on Fitness Costs While Paying Off Student Loans

Student Debt Repayment Gets Easier Over Time

Student Debt Repayment Gets Easier Over Time

Student debt repayment can seem like a daunting challenge. Indeed, someone who is about to graduate from school, and looks at the amount of student loans they have racked up over years, may wonder how they will ever pay off this debt. Student loans can be especially daunting for recent graduates who do not yet have employment lined up, and otherwise do not have a plan for repaying their student loans. However, student debt repayment… Continue Reading Student Debt Repayment Gets Easier Over Time