student loans Archives - Page 6 of 24

How Mortgages Are Different Than Student Loans

December 21, 2020December 21, 2020 Jordan RothmanRepayment Strategies

After repaying student loans, it might be difficult for student debt borrowers to feel comfortable about borrowing money for other purposes later in their lives. Indeed, after repaying student loans, I was debt-free for the first time in my adult life, and the feeling was amazing. However, after some research, I decided to borrow a mortgage in order to buy a home. For a variety of reasons, mortgages are different than student loans, and student… Continue Reading How Mortgages Are Different Than Student Loans

Textbroker Can Help with Student Loans

December 14, 2020 Jordan RothmanEarning Extra Money

Earning extra income is an important part of repaying student loans early. If your main job covers all of your housing costs and other living expenses, then any other money you earn can be completely devoted to student debt. This website has previously discussed some side-hustles that student debt borrowers can work to earn extra money so additional cash can be used to repay debt. For a variety of reasons, Textbroker can help with student… Continue Reading Textbroker Can Help with Student Loans

When You Should Pay Student Loans Every Month

December 7, 2020December 7, 2020 Jordan RothmanRepayment Strategies

This website has previously discussed some of the practicalities of paying off student loans. Indeed, prior articles have considered methods that can be used to keep track of student loans, and other articles have discussed how methods can help you psychologically while you repay debt. One question that is commonly asked by student debt borrowers is when you should pay student loans every month, since many lenders allow borrowers to designate a given date when… Continue Reading When You Should Pay Student Loans Every Month

Ordering Take-Out While Repaying Student Loans

November 30, 2020 Jordan RothmanSaving Money

As this website has detailed in several prior articles, saving money is critical to repaying student loans early. Indeed, a dollar saved is oftentimes more important than a dollar earned, because you do not need to pay taxes on money you save like you often must on money you make. Individuals hoping to pay off student loans often need to make their own meals to save money, but ordering take-out while repaying student loans is… Continue Reading Ordering Take-Out While Repaying Student Loans

Picking a Repayment Plan

November 23, 2020November 23, 2020 Jordan RothmanRepayment Strategies

Many student debt borrowers have a variety of repayment plans they can choose from when repaying their student debt. Indeed, most student loan borrowers are put on a default repayment plan that usually requires them to pay off their student loans on a ten-year schedule. However, borrowers can sometimes choose to repay their student loans over twenty or even twenty-five years in certain situations. In addition, some repayment plans alter the amount of money owed… Continue Reading Picking a Repayment Plan

A Student Loan Bailout is Unlikely

November 16, 2020 Jordan RothmanRepayment Strategies

Over the years, there have been some discussions of a massive student loan bailout that would wipe out most or all of the student debt burdening millions of borrowers dealing with student loans. Indeed, I wrote an article on this topic a few years ago for another website, and I predicted that a student loan bailout would be fairly unlikely. I also wrote a similar article on this website a few years ago. Now that… Continue Reading A Student Loan Bailout is Unlikely

Juno Can Help with Student Loans

November 9, 2020November 14, 2020 Jordan RothmanRefinancing Student Loans

Student Debt Diaries has promoted a variety of organizations within the student loan community since the website was launched over three years ago. I recently had a discussion with folks at Juno, a company that is part of the student loan refinancing space. For a variety of reasons, Juno can help with student loans, and student debt borrowers should check out this company in order to seek assistance with their student debt. The main way… Continue Reading Juno Can Help with Student Loans

StartNoo Can Help with Student Loans

November 2, 2020November 2, 2020 Jordan RothmanEarning Extra Money, Repayment Strategies

Student Debt Diaries has worked with a few different student loan organizations since the founding of this website over three years ago. Indeed, Student Debt Diaries has linked to other sites, promoted information and services offered by other organizations, and attempted to advertise different websites and resources within the student loan community. Student Debt Diaries recently interacted with a great student loan organization named StartNoo, and the experience demonstrates how StartNoo can help with student… Continue Reading StartNoo Can Help with Student Loans

Geography Can Impact Student Debt

October 26, 2020October 26, 2020 Jordan RothmanRepayment Strategies

People understand how living costs can vary dramatically based on where you live in the United States. As I can attest to from firsthand experience, living costs in northeast cities (such as New York City) can be brutal, since rent, food costs, and other expenses are substantial in those areas. However, in more rural parts of the country, the prices for most consumer goods and rent are far lower. Geography can impact student debt, because… Continue Reading Geography Can Impact Student Debt

Paying Sticker Price to Attend Law School

October 19, 2020October 19, 2020 Jordan RothmanChoosing Schools

Most people understand how law school is extremely expensive, and how it requires a substantial investment of time and money to become a licensed attorney. Fortunately, scholarships and other types of financial aid are available to law students in ways not available to students who enroll in other graduate programs. As a result, paying sticker price to attend law school (a nickname for attending law school without any scholarships or other financial assistance) is only… Continue Reading Paying Sticker Price to Attend Law School