student loans Archives - Page 19 of 24

Types of People Who Might Not Benefit from Refinancing Their Student Loans

June 25, 2018March 10, 2022 Jordan RothmanRefinancing Student Loans, Student Loan Repayment Guide

This website has already discussed how refinancing your student loans has a number of benefits. Indeed, refinancing your student loans can lower the amount of interest you pay over the life of the debt, and could possibly decrease the amount you need to pay each month towards your student loans. For these reasons, many people would benefit from refinancing their student loans, and this website has already discussed the types of individuals who would realize… Continue Reading Types of People Who Might Not Benefit from Refinancing Their Student Loans

Fighting Against the Student Loan Scammers

June 21, 2018March 11, 2022 Adam RothmanGuest Articles, Repayment Strategies

Student loans are no joke. For those who rely on them to complete their education, these loans can soon become significant burdens. Monthly student loan payments often represent large portions of people’s discretionary incomes, and may prevent recent graduates from making key life decisions due to financial instability (marriage, children, homeownership…the list goes on). While cosigners can sometimes ease the burdens on student loan borrowers, they can also create a whole other set of problems… Continue Reading Fighting Against the Student Loan Scammers

Now Is a Good Time to Refinance Your Student Loans

June 18, 2018March 10, 2022 Jordan RothmanRefinancing Student Loans, Student Loan Repayment Guide

This website has already discussed how you should refinance your student loans to improve your student debt situation. Indeed, refinancing your student loans can lower your monthly payment amount, decrease the amount of interest you pay over the life of the debt, and has many other benefits as well. In addition, this website has also discussed the types of people who would benefit the most from refinancing their student loans, and these individuals should definitely… Continue Reading Now Is a Good Time to Refinance Your Student Loans

Types of People Who Should Consider Refinancing Their Student Loans

June 11, 2018March 10, 2022 Jordan RothmanRefinancing Student Loans, Student Loan Repayment Guide

As I have previously mentioned on this website, refinancing your student loans can be a great way to take control of your student debt situation. Indeed, refinancing student debt can lower your monthly payments, and decrease the amount of interest you need to pay over the life of your loans. And there are certain types of people who would benefit the most from refinancing their student loans Of course, student loan refinancing is a major… Continue Reading Types of People Who Should Consider Refinancing Their Student Loans

An Introduction to Student Loan Refinancing

June 4, 2018March 10, 2022 Jordan RothmanRefinancing Student Loans, Student Loan Repayment Guide

I am sure that everyone with student loans has probably heard about student loan refinancing at one point or another. Refinancing is one of the hottest trends in the student loan industry, and I am willing to bet that almost every recent graduate knows someone who has refinanced their student loans. Many people have emailed me over the past several months to ask for advice on whether they should refinance their student loans and which… Continue Reading An Introduction to Student Loan Refinancing

How to Decide If Attending College Is Right for You

May 28, 2018 Jordan RothmanChoosing Schools

This website has already discussed numerous ways that individuals can pay off their student loans. The blog has also including some considerations students should assess when choosing which schools to select. However, the website has not yet tackled how to decide if attending college is right for you. In our modern economy, it is usually assumed that everyone graduating high school should attend college. Indeed, a college degree is typically seen as a necessary credential… Continue Reading How to Decide If Attending College Is Right for You

Graduating Early Can Help Minimize Your Student Debt

May 21, 2018 Jordan RothmanChoosing Schools

This website has already discussed numerous ways that individuals can save money when choosing which college or graduate school to attend. Indeed, prior articles have related how scholarships are available for many students, and individuals can attend school part-time while working in order to minimize costs. Another way to save money on educational expenses is to attend a school that will allow you to earn a degree in less time than it usually takes to… Continue Reading Graduating Early Can Help Minimize Your Student Debt

Dealing with the Bankruptcy of a Student Loan Cosigner

May 17, 2018March 11, 2022 Adam RothmanGuest Articles, Repayment Strategies

In a previous article, I delved into the issues that can arise when a student loan cosigner dies, and how to best deal with any problems that may result. This time around, I will talk about a rarer, though sometimes more problematic dilemma: what to do when a cosigner declares bankruptcy. While renegotiating the terms of the student loan may still be an option, the worst case scenario (an automatic default) is what commonly occurs.… Continue Reading Dealing with the Bankruptcy of a Student Loan Cosigner

Consider Heading Back to School If Your Employer Will Pay for It

May 14, 2018 Jordan RothmanChoosing Schools

This website has already discussed some of the perks certain employers offer that make it easier to pay off student debt. Indeed, many workers out there are fortunate to have a number of employment benefits that can impact their finances. Some individuals may even work for an employer that will pay for all or part of the cost of obtaining a degree, and this can impact someone’s student debt decisions. There are a number of… Continue Reading Consider Heading Back to School If Your Employer Will Pay for It

Part-Time Degree Programs Can Help You Minimize Student Debt

May 7, 2018May 7, 2018 Jordan RothmanChoosing Schools

I am sure that many readers of this website are aware of degree programs that allow individuals to attend classes at night, on weekends, or over the internet. For working individuals, part-time programs are critical, since they afford the flexibility necessary to obtain a degree while employed full-time. However, such programs can also help you minimize the amount of student debt you borrow to earn your degrees, since you could offset educational costs while working… Continue Reading Part-Time Degree Programs Can Help You Minimize Student Debt