Dealing With Salary Cuts Because of COVID-19

Dealing With Salary Cuts Because of COVID-19

This website has already posted a number of articles about how student debt borrowers and the population at large have been impacted by COVID-19. Indeed, many people have been laid off or furloughed, and this has impacted their ability to pay off student debt and cover their living expenses. Many people have also had their income decreased because of the ongoing pandemic, and dealing with salary cuts because of COVID-19 can be easier if you… Continue Reading Dealing With Salary Cuts Because of COVID-19

Earning Extra Money While Quarantining at Home

earning extra money while quarantining at home

Pretty much everyone in the United States has been profoundly impacted by the ongoing COVID-19 pandemic. Many individuals are required to work from home, and some people have lost their jobs altogether. In addition, many individuals are staying at home except in rare circumstances in order to slow the spread of COVID-19. However, if you keep a few things in mind, earning extra money while quarantining at home because of COVID-19 is possible in a… Continue Reading Earning Extra Money While Quarantining at Home

Summer Jobs Can Help With Student Loans

Summer Jobs Can Help With Student Loans

This website has already discussed how students can work a number of part-time jobs in order to earn money and lower the amount of student debt that is needed to obtain a degree. Indeed, I worked a variety of part-time jobs during the academic year in order to earn extra scratch as a student. However, summer jobs can help with student loans as well, since they may help students earn extra money that can be… Continue Reading Summer Jobs Can Help With Student Loans

Invest Available Money Whenever Possible

Invest Available Money

This website has previously discussed how student debt borrowers, and pretty much everyone else, should save money for emergencies. It is important to have some cash stashed away in case you are laid off, face medical issues, or experience a number of other problems in your life. Most experts advise individuals to put six months of living expenses aside for emergencies, but this does not all need to be in cash. Indeed, individuals should invest… Continue Reading Invest Available Money Whenever Possible

Setting Money Aside for Taxes While Working Side-Hustles

Setting Money Aside for Taxes

This website has already discussed how student debt borrowers need to pay a significant amount of money in taxes if they work side-hustles to pay off student loans. Indeed, workers typically must pay even more taxes on side-hustle income than on cash they earn from their main job, due to the self-employment tax and other issues. However, if you keep some things in mind, setting money aside for taxes can be easier, and tax season… Continue Reading Setting Money Aside for Taxes While Working Side-Hustles

Finding Jobs That Pay Student Loans

jobs that pay off student loans

This website has already discussed how certain jobs can have a major impact on your student debt burden. Indeed, some jobs increase the amount of money that you may have to pay off student debt, and other positions, like those in the military, offer educational assistance. However, you do not need to join the armed services to find jobs that pay student loans. There are a number of public service roles that offer educational assistance… Continue Reading Finding Jobs That Pay Student Loans

Being a Resident Advisor to Help with Student Loans

Being a Resident Advisor to Help with Student Loans

As this website has already discussed at length, one’s battle with student loans often begins before a person graduates from school. Indeed, choices people make while in school can greatly impact the amount of debt individuals have to pay back once they graduate. As previously mentioned, I worked a variety of jobs during college and law school to help reduce the amount of student loans I had to borrow. As my experiences show, being a… Continue Reading Being a Resident Advisor to Help with Student Loans

Reflecting on One Hundred Blog Posts

Reflecting on One Hundred Blog Posts

When I founded Student Debt Diaries nearly two years ago, I never expected to write more than a few dozen articles. I started this website to tell my own student loan story, and to compile a student debt repayment guide for borrowers hoping to pay off their student loans. Over time, I continued writing articles to respond to questions posed by readers and to provide more information about student loans. Although some blogs are very… Continue Reading Reflecting on One Hundred Blog Posts

Making Big Purchases While Paying Off Student Loans

Big Purchases While Paying Off Student Loans

Paying off student loans can financially strain even the most frugal and cost-conscious of borrowers. Indeed, making monthly student debt payments can drain a borrower’s financial resources so that individuals cannot save money or devote funds to purposes other than debt repayment. This financial rigidity can also make it difficulty to deal with a life emergency or to purchase major items that all of us need to buy at some point or another. However, making… Continue Reading Making Big Purchases While Paying Off Student Loans

Working a Part-Time Job During College

Working a Part-Time Job During College

One of the best ways to minimize the amount of student debt one needs to borrow is to work a part-time job while in school. Working a part-time job during college or graduate school can reduce the amount of loans you need to borrow for living costs, and can be an enriching experience as well. Prior articles have discussed working a part-time job in law school and medical school, and it is of course beneficial… Continue Reading Working a Part-Time Job During College