saving money

How to Decide If You Should Invest Available Money or Pay Off Student Loans Early

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Invest Free Money or Pay Off Student Loans

This website has already discussed certain situations in which it does not make sense to pay off student loans early. In addition, the website has also explained how sometimes it is not wise to pay off student loans even though you may have money available to devote to student debt. Of course, if you can make more money investing cash than the interest that would be offset from paying off student loans early, it is… Continue Reading How to Decide If You Should Invest Available Money or Pay Off Student Loans Early

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How to Decide If Income-Driven Repayment Plans Are Right for You

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Income-Driven Repayment Plans

This website has already discussed ways that individuals can pay off their student loans early by earning extra money and cutting expenses to save additional cash. However, for many student debt borrowers, it might not make sense to pay off student loans early. Indeed, the availability of income-driven repayment plans means that individuals can eventually have their student debt forgiven after a period of timely payments. I never seriously considered income-driven repayment plans during my… Continue Reading How to Decide If Income-Driven Repayment Plans Are Right for You

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An Introduction to Adam’s Student Debt Story

Adam RothmanGuest Articles, Introductory Articles
Student Debt

For those of you who do not know me, my name is Adam, and I am one of Jordan’s brothers. Like Jordan, I borrowed student loans to earn my undergraduate and graduate degrees. After eight years of college and medical school, I definitely accumulated my fair share of student debt. While my brother Jordan was able to eliminate all of his student debt in a few short years through strategies discussed on this website (yay… Continue Reading An Introduction to Adam’s Student Debt Story

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How to Decide Which Student Loans to Pay Off First

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Student Loans First

This website has already discussed methods that can be used to minimize expenses and save extra money. This website has also included strategies that anyone can use in order to make additional cash through side-hustles. If you follow this advice, hopefully you will be able to pay more than the minimum amounts due on your student debt, and you will then have to decide which student loans to pay off first. Before paying off certain… Continue Reading How to Decide Which Student Loans to Pay Off First

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How to Buy a Home While Paying Off Student Loans

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Buying a Home Stack of Money

As has been previously discussed on this website, it can be extremely difficult to work toward a variety of financial goals while paying off student loans. Indeed, student debt limits the amount of resources borrowers can devote to certain financial objectives, since student debt consumes cash that might be dedicated to other goals. Even though it might be advantageous to make certain financial decisions, like buying a home, it can be difficult to save extra… Continue Reading How to Buy a Home While Paying Off Student Loans

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How to Build an Emergency Fund While Paying Off Student Loans

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Emergency Fund Lock Box

While living with student loans, it can be very difficult to save money. Indeed, student debt drains cash that can be used to achieve other financial objectives, and since student loans usually have insanely high interest rates, it might seem unwise to save extra money for an emergency fund. However, everyone should establish a “rainy day” fund no matter how much student debt you have. All of us will face tough times during our lives… Continue Reading How to Build an Emergency Fund While Paying Off Student Loans

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Introduction to Repayment Strategies: How to Best Pay Off Student Loans

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Debt being erased through repayment strategies

This website has already discussed strategies that anyone can use to save more money to devote additional cash to student loans. In addition, the blog has also detailed how anyone can earn extra money from side-hustles so that additional cash can be used to pay down student debt. However, student loan success requires more than simply saving money and earning extra cash. Indeed, once you have additional money available to pay off student loans, you… Continue Reading Introduction to Repayment Strategies: How to Best Pay Off Student Loans

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How to Save Money for Retirement While Paying Off Student Loans

Jordan RothmanSaving Money, Student Loan Repayment Guide
Retirement Jar of Coins

We have all likely been told many times in our lives that everyone should start saving for retirement as soon as possible. This is good advice, and saving for retirement even a year or two earlier can have a massive impact on how much money you have for your “golden years.” However, many of our elders and other individuals who tell us to start saving for retirement immediately do not know what it’s like to… Continue Reading How to Save Money for Retirement While Paying Off Student Loans

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Advice Anyone Can Use to Save Money While Paying Off Student Loans

Jordan RothmanSaving Money, Student Loan Repayment Guide
Saving Money In Hand

In my last article, I discussed how people should not sweat the small things while living frugally to devote extra cash to student loans. However, there are some major strategies that can be employed to save money while paying down student debt. Many readers are likely drawn to this blog in order to find out how to earn extra cash on the side so that they can use any additional funds to pay off student… Continue Reading Advice Anyone Can Use to Save Money While Paying Off Student Loans

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How to Avoid Debt Fatigue While Saving Money to Pay Off Student Loans

Jordan RothmanSaving Money, Student Loan Repayment Guide
Debt Fatigue Avoidance to Save Money

It is undeniable that saving money in order to devote more cash to student loans is extremely difficult. No matter how disciplined somebody is, one cannot resist the temptation to spend money forever, since humans naturally have the desire to purchase things that make us happy in the present. As a result, everyone is likely going to experience debt fatigue at some point during their student debt repayment journey. There are a few descriptions of… Continue Reading How to Avoid Debt Fatigue While Saving Money to Pay Off Student Loans

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