millennial

An Introduction to Adam’s Student Debt Story

Adam RothmanGuest Articles, Introductory Articles
Student Debt

For those of you who do not know me, my name is Adam, and I am one of Jordan’s brothers. Like Jordan, I borrowed student loans to earn my undergraduate and graduate degrees. After eight years of college and medical school, I definitely accumulated my fair share of student debt. While my brother Jordan was able to eliminate all of his student debt in a few short years through strategies discussed on this website (yay… Continue Reading An Introduction to Adam’s Student Debt Story

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How to Decide Which Debts to Pay Off Before Student Loans

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Debt

For many people, student loans are just one type of debt that a person has. Indeed, numerous individuals have credit card debt, car loans, mortgages, and other types of debt that need to be handled in addition to student loans. It is oftentimes difficult to determine how best to pay off student loans while also dealing with these other types of debt. Of course, the best strategy is to minimize any debt you have in… Continue Reading How to Decide Which Debts to Pay Off Before Student Loans

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How to Decide Which Student Loans to Pay Off First

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Student Loans First

This website has already discussed methods that can be used to minimize expenses and save extra money. This website has also included strategies that anyone can use in order to make additional cash through side-hustles. If you follow this advice, hopefully you will be able to pay more than the minimum amounts due on your student debt, and you will then have to decide which student loans to pay off first. Before paying off certain… Continue Reading How to Decide Which Student Loans to Pay Off First

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How to Pay Off Student Loans Without Hurting Your Credit Score

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Credit Score

Many people believe that paying off student loans is good for one’s credit score. Of course, paying down debt demonstrates great financial responsibility and shows that you can be trusted to borrow more money in the future. In addition, being free from student loans means that you do not have outstanding financial obligations that could limit you from paying off other loans. However, the geniuses at the credit bureaus have strange rubrics for assessing one’s… Continue Reading How to Pay Off Student Loans Without Hurting Your Credit Score

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How to Buy a Home While Paying Off Student Loans

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Buying a Home Stack of Money

As has been previously discussed on this website, it can be extremely difficult to work toward a variety of financial goals while paying off student loans. Indeed, student debt limits the amount of resources borrowers can devote to certain financial objectives, since student debt consumes cash that might be dedicated to other goals. Even though it might be advantageous to make certain financial decisions, like buying a home, it can be difficult to save extra… Continue Reading How to Buy a Home While Paying Off Student Loans

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How to Build an Emergency Fund While Paying Off Student Loans

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Emergency Fund Lock Box

While living with student loans, it can be very difficult to save money. Indeed, student debt drains cash that can be used to achieve other financial objectives, and since student loans usually have insanely high interest rates, it might seem unwise to save extra money for an emergency fund. However, everyone should establish a “rainy day” fund no matter how much student debt you have. All of us will face tough times during our lives… Continue Reading How to Build an Emergency Fund While Paying Off Student Loans

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Introduction to Repayment Strategies: How to Best Pay Off Student Loans

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Debt being erased through repayment strategies

This website has already discussed strategies that anyone can use to save more money to devote additional cash to student loans. In addition, the blog has also detailed how anyone can earn extra money from side-hustles so that additional cash can be used to pay down student debt. However, student loan success requires more than simply saving money and earning extra cash. Indeed, once you have additional money available to pay off student loans, you… Continue Reading Introduction to Repayment Strategies: How to Best Pay Off Student Loans

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Resources You Can Buy to Make More Money from Side-Hustles

Jordan RothmanEarning Extra Money, Student Loan Repayment Guide
Resources Money Side-Hustles

Everyone has probably heard the expression “it takes money to make money” at some point in their lives. While working side-hustles to pay off student loans, it is also true that you need to invest money on certain resources in order to earn the most cash possible from part-time gigs. However, it can be very difficult to part with your hard-earned money when buying things to increase the amount of cash you earn from side-hustles.… Continue Reading Resources You Can Buy to Make More Money from Side-Hustles

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How to Pursue Side-Hustles While Working a Full-Time Main Job

Jordan RothmanEarning Extra Money, Student Loan Repayment Guide
Boss Balancing Side-Hustles with Main Job

Many readers of this website likely have a full-time main job that takes up a majority of their time and energy. In our modern economy, many jobs do not simply have a “9 to 5” commitment, and instead require us to work nights and weekends when we would traditionally have off. As such, it can oftentimes be difficult to manage the responsibilities of a main job while working side-hustles. However, if you keep a few… Continue Reading How to Pursue Side-Hustles While Working a Full-Time Main Job

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How to Deal with Stress While Working Side-Hustles to Pay Off Student Loans

Jordan RothmanEarning Extra Money, Student Loan Repayment Guide
Stress Success

Working side-hustles is not easy. Not only is it difficult to find the time to pursue part-time gigs, but working side-hustles can also be extremely stressful. People depend on free time to relax and unwind from the stresses we encounter in our everyday lives. As a result, if you use free time to pursue part-time gigs, it is very easy to become overwhelmed with stress. As I previously mentioned on this website, during my own… Continue Reading How to Deal with Stress While Working Side-Hustles to Pay Off Student Loans

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