Being a Resident Advisor to Help with Student Loans

Being a Resident Advisor to Help with Student Loans

As this website has already discussed at length, one’s battle with student loans often begins before a person graduates from school. Indeed, choices people make while in school can greatly impact the amount of debt individuals have to pay back once they graduate. As previously mentioned, I worked a variety of jobs during college and law school to help reduce the amount of student loans I had to borrow. As my experiences show, being a… Continue Reading Being a Resident Advisor to Help with Student Loans

Transferring Schools to Receive More Financial Aid

transferring schools to receive more financial aid

When many people attend college and graduate school, they might think that they will stay at the university they select until they obtain their degree. And it is true that transferring schools is difficult for a number of academic programs. However, as this website has discussed in a few prior articles, it is possible to change schools as an undergraduate and while pursuing a graduate degree. Furthermore, transferring schools to receive more financial aid is… Continue Reading Transferring Schools to Receive More Financial Aid

Asking Your School for More Scholarship Money

Asking Your School for More Scholarship Money

This website has already discussed some of the considerations that should be kept in mind when choosing schools that will lower your student debt burden. Oftentimes, it is advisable to attend lower-ranked schools in order to secure scholarship money, since decreasing the amount of student loans you borrow is important in many situations. However, even after you enroll in an educational program, there is nothing preventing you from asking your school for more scholarship money.… Continue Reading Asking Your School for More Scholarship Money

A Student Loan Bailout Is Very Unlikely

student loan bailout

There has been much discussion recently about the possibility of a student loan bailout. Of course, the government has previously bailed out a number of individuals and companies who were facing hardships. And some have compared the student debt situation to the mortgage crisis that occurred over a decade ago. The student loan problem in this country is definitely growing, and it impacts economic activity, since people with student loans have difficulties reaching financial milestones… Continue Reading A Student Loan Bailout Is Very Unlikely

Reflecting on One Hundred Blog Posts

Reflecting on One Hundred Blog Posts

When I founded Student Debt Diaries nearly two years ago, I never expected to write more than a few dozen articles. I started this website to tell my own student loan story, and to compile a student debt repayment guide for borrowers hoping to pay off their student loans. Over time, I continued writing articles to respond to questions posed by readers and to provide more information about student loans. Although some blogs are very… Continue Reading Reflecting on One Hundred Blog Posts

Saving Money on Fitness Costs While Paying Off Student Loans

Saving Money on Fitness Costs

Since founding Student Debt Diaries, I have received hundreds (if not thousands) of emails from people across the country. Most of the individuals who reach out to me are interested in learning ways that they can earn extra money to devote additional cash to student loans. However, sometimes individuals are interested in ways that people with student loans can save money to devote additional funds to their debt. One person recently reached out to me… Continue Reading Saving Money on Fitness Costs While Paying Off Student Loans

Student Debt Repayment Gets Easier Over Time

Student Debt Repayment Gets Easier Over Time

Student debt repayment can seem like a daunting challenge. Indeed, someone who is about to graduate from school, and looks at the amount of student loans they have racked up over years, may wonder how they will ever pay off this debt. Student loans can be especially daunting for recent graduates who do not yet have employment lined up, and otherwise do not have a plan for repaying their student loans. However, student debt repayment… Continue Reading Student Debt Repayment Gets Easier Over Time

Making Big Purchases While Paying Off Student Loans

Big Purchases While Paying Off Student Loans

Paying off student loans can financially strain even the most frugal and cost-conscious of borrowers. Indeed, making monthly student debt payments can drain a borrower’s financial resources so that individuals cannot save money or devote funds to purposes other than debt repayment. This financial rigidity can also make it difficulty to deal with a life emergency or to purchase major items that all of us need to buy at some point or another. However, making… Continue Reading Making Big Purchases While Paying Off Student Loans

Receiving Financial Aid After Applying Early Decision

Receiving Financial Aid After Applying Early Decision

As many readers of this website already know, it can be very difficult for prospective college and graduate students to apply to different educational programs if they have limited financial means. The cost of application fees and traveling to different campuses can add up, and individuals can be limited in their educational options if they are restricted financially. One of the common beliefs about lower-income students is that individuals hoping to receive financial aid should… Continue Reading Receiving Financial Aid After Applying Early Decision

Siblings Can Help Each Other with Student Loans

Siblings Can Help Each Other With Student Loans

This website has already discussed some of the ways that parents can help their children with student loans. And it is of course true that parents can have a major influence on how their children are impacted by student debt. However, many people might not realize that siblings can also help each other with student loans. I am a triplet, and I have twin older brothers. We have all had to help each other throughout… Continue Reading Siblings Can Help Each Other with Student Loans