interest rates

How to Decide If You Should Refinance Your Student Loans

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Refinance

Every student debt borrower has likely heard about refinancing options at one point or another. Indeed, many companies advertise refinancing programs on the internet, and you’ve probably even seen a few of these advertisements on this website. In addition, we all likely know someone who has refinanced their student loans, and I am sure many of you have already considered whether you should refinance your student debt. I personally did not refinance my student loans… Continue Reading How to Decide If You Should Refinance Your Student Loans

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How to Decide If You Should Invest Available Money or Pay Off Student Loans Early

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Invest Free Money or Pay Off Student Loans

This website has already discussed certain situations in which it does not make sense to pay off student loans early. In addition, the website has also explained how sometimes it is not wise to pay off student loans even though you may have money available to devote to student debt. Of course, if you can make more money investing cash than the interest that would be offset from paying off student loans early, it is… Continue Reading How to Decide If You Should Invest Available Money or Pay Off Student Loans Early

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An Introduction to Adam’s Student Debt Story

Adam RothmanGuest Articles, Introductory Articles
Student Debt

For those of you who do not know me, my name is Adam, and I am one of Jordan’s brothers. Like Jordan, I borrowed student loans to earn my undergraduate and graduate degrees. After eight years of college and medical school, I definitely accumulated my fair share of student debt. While my brother Jordan was able to eliminate all of his student debt in a few short years through strategies discussed on this website (yay… Continue Reading An Introduction to Adam’s Student Debt Story

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How to Decide Which Debts to Pay Off Before Student Loans

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Debt

For many people, student loans are just one type of debt that a person has. Indeed, numerous individuals have credit card debt, car loans, mortgages, and other types of debt that need to be handled in addition to student loans. It is oftentimes difficult to determine how best to pay off student loans while also dealing with these other types of debt. Of course, the best strategy is to minimize any debt you have in… Continue Reading How to Decide Which Debts to Pay Off Before Student Loans

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How to Decide Which Student Loans to Pay Off First

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Student Loans First

This website has already discussed methods that can be used to minimize expenses and save extra money. This website has also included strategies that anyone can use in order to make additional cash through side-hustles. If you follow this advice, hopefully you will be able to pay more than the minimum amounts due on your student debt, and you will then have to decide which student loans to pay off first. Before paying off certain… Continue Reading How to Decide Which Student Loans to Pay Off First

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Introduction to Repayment Strategies: How to Best Pay Off Student Loans

Jordan RothmanRepayment Strategies, Student Loan Repayment Guide
Debt being erased through repayment strategies

This website has already discussed strategies that anyone can use to save more money to devote additional cash to student loans. In addition, the blog has also detailed how anyone can earn extra money from side-hustles so that additional cash can be used to pay down student debt. However, student loan success requires more than simply saving money and earning extra cash. Indeed, once you have additional money available to pay off student loans, you… Continue Reading Introduction to Repayment Strategies: How to Best Pay Off Student Loans

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Mindsets I Used That Can Help Anyone Save Money

Jordan RothmanSaving Money, Student Loan Repayment Guide
Mindsets to Save Money

Let’s face it, saving money is not easy. All of us have temptations, and it is extremely difficult to refrain from purchasing things that make us happy. Additionally, everyone on some level likes to “keep up with the Joneses,” and it is difficult to see others purchase items and be without these possessions ourselves. Frugality just isn’t appealing in our materialistic society, and many would rather not be called cheap. In order to successfully live… Continue Reading Mindsets I Used That Can Help Anyone Save Money

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How I Mostly Debt-Financed My Law School Education

Jordan RothmanIntroductory Articles, Student Loan Repayment Guide
Law School Student

Last week, I discussed how I received scholarships, grants, and financial aid to cover most of the cost of attending college. This week’s post is not going to be as uplifting. Rather, I will discuss how I debt-financed most of my law-school education to the tune of around $150,000 when you consider the effect of capitalizing interest. My story has a happy ending, and I was able to pay off my law school and college… Continue Reading How I Mostly Debt-Financed My Law School Education

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Why You Should Pay Off Student Loans Early

Jordan RothmanIntroductory Articles, Student Loan Repayment Guide
Piggy Bank Student Loans Early

My last post discussed the categories of people who might not benefit from expediting student loan payments. I hope I didn’t scare too many people away from the blog! If your situation does not match any of the categories I mentioned, or you are still interested in paying off loans early, you might be wondering what the benefits of expediting student loan payments might be. There is a massive opportunity cost to expediting student loan… Continue Reading Why You Should Pay Off Student Loans Early

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