State Schools Are Not Always Cheaper

State Schools are Not Always Cheaper

Most people understand the conventional wisdom that state schools are often more affordable than attending private universities. Indeed, state schools are usually subsidized by the government, and tuition costs are typically lower at numerous state schools than many private colleges. However, state schools are not always cheaper, and students wishing to save money on tuition costs should not disregard private universities, since these colleges can actually help students lower their educational expenses. One reason why… Continue Reading State Schools Are Not Always Cheaper

How to Be More Eligible for Financial Aid

How to Be More Eligible for Financial Aid

As this website has mentioned in a few prior articles, both scholarships and need-based financial aid are available for students entering certain educational programs. Although scholarships are usually based on merit, need-based financial aid is typically doled out based on the financial background of students and their family. As mentioned previously, I received generous need-based financial aid to attend both college and law school. These experiences have shown me how to be more eligible for… Continue Reading How to Be More Eligible for Financial Aid

Transferring Schools to Receive More Financial Aid

transferring schools to receive more financial aid

When many people attend college and graduate school, they might think that they will stay at the university they select until they obtain their degree. And it is true that transferring schools is difficult for a number of academic programs. However, as this website has discussed in a few prior articles, it is possible to change schools as an undergraduate and while pursuing a graduate degree. Furthermore, transferring schools to receive more financial aid is… Continue Reading Transferring Schools to Receive More Financial Aid

Asking Your School for More Scholarship Money

Asking Your School for More Scholarship Money

This website has already discussed some of the considerations that should be kept in mind when choosing schools that will lower your student debt burden. Oftentimes, it is advisable to attend lower-ranked schools in order to secure scholarship money, since decreasing the amount of student loans you borrow is important in many situations. However, even after you enroll in an educational program, there is nothing preventing you from asking your school for more scholarship money.… Continue Reading Asking Your School for More Scholarship Money

Receiving Financial Aid After Applying Early Decision

Receiving Financial Aid After Applying Early Decision

As many readers of this website already know, it can be very difficult for prospective college and graduate students to apply to different educational programs if they have limited financial means. The cost of application fees and traveling to different campuses can add up, and individuals can be limited in their educational options if they are restricted financially. One of the common beliefs about lower-income students is that individuals hoping to receive financial aid should… Continue Reading Receiving Financial Aid After Applying Early Decision

Siblings Can Help Each Other with Student Loans

Siblings Can Help Each Other With Student Loans

This website has already discussed some of the ways that parents can help their children with student loans. And it is of course true that parents can have a major influence on how their children are impacted by student debt. However, many people might not realize that siblings can also help each other with student loans. I am a triplet, and I have twin older brothers. We have all had to help each other throughout… Continue Reading Siblings Can Help Each Other with Student Loans

How Much Student Debt Is Too Much?

How Much Student Debt Is Too Much

Ever since I started Student Debt Diaries almost eighteen months ago, I have received hundreds of emails from individuals across the country. Many people want to know how they can earn extra money so that additional cash can be devoted to student loans. Other folks are interested in ways that they can cut expenses so that any savings can be used to pay down student debt. Numerous individuals have also asked me how much student… Continue Reading How Much Student Debt Is Too Much?

Parents Can Help Their Kids Receive Financial Aid

Parents Can Help Their Kids Receive Financial Aid

Every student who wants to minimize the amount of money they borrow to attend college or graduate school should consider obtaining financial aid. As mentioned in a few prior articles, I received generous need-based financial aid while attending college and law school. This assistance helped me lessen the amount of money I had to borrow to earn my degrees. Through my experiences applying for financial assistance, I learned first-hand how parents can help their kids… Continue Reading Parents Can Help Their Kids Receive Financial Aid

Dual-Degree Programs Can Save You Money

Dual-Degree Programs Can Save You Money

Most people follow a traditional path when they obtain their college and graduate degrees. Usually, individuals attend college for four years, and then attend graduate school for one, two, three, or more years depending on the degree which they are pursing. However, sometimes individuals can obtain two or more degrees at the same time in less years than it would take to obtain the degrees separately. These dual-degree programs can save you money, since students… Continue Reading Dual-Degree Programs Can Save You Money

Paying for Test Prep Classes Can Save You Money in the Long Run

Paying for Test Prep Classes Can Save You Money

Preparing for standardized admission tests is no fun. Most people need to study for months in order to perform their best on standardized tests, and this is especially difficult for people who are students or are working full-time. Studying for standardized tests is even more difficult for people with student loans, since individuals must typically shell out thousands of dollars in order to take exam prep classes or purchase study aids. However, paying for test… Continue Reading Paying for Test Prep Classes Can Save You Money in the Long Run