Dual-Degree Programs Can Save You Money

Dual-Degree Programs Can Save You Money

Most people follow a traditional path when they obtain their college and graduate degrees. Usually, individuals attend college for four years, and then attend graduate school for one, two, three, or more years depending on the degree which they are pursing. However, sometimes individuals can obtain two or more degrees at the same time in less years than it would take to obtain the degrees separately. These dual-degree programs can save you money, since students… Continue Reading Dual-Degree Programs Can Save You Money

Why I Chose to Live at Home During Medical School

Living at Home During Medical School

As I stated in several of my prior articles, medical school is far from cheap. With annual tuition averaging over forty thousand dollars, it is imperative to cut costs wherever possible. When I was set to begin my first year of medical school, I took out the maximum amount of federal student loans I was able to borrow, equaling around $55,000. While this funding covered the cost of my medical school tuition (which was slightly… Continue Reading Why I Chose to Live at Home During Medical School

Paying for Test Prep Classes Can Save You Money in the Long Run

Paying for Test Prep Classes Can Save You Money

Preparing for standardized admission tests is no fun. Most people need to study for months in order to perform their best on standardized tests, and this is especially difficult for people who are students or are working full-time. Studying for standardized tests is even more difficult for people with student loans, since individuals must typically shell out thousands of dollars in order to take exam prep classes or purchase study aids. However, paying for test… Continue Reading Paying for Test Prep Classes Can Save You Money in the Long Run

Now Is a Good Time to Refinance Your Student Loans

Refinance Your Student Loans

This website has already discussed how you should refinance your student loans to improve your student debt situation. Indeed, refinancing your student loans can lower your monthly payment amount, decrease the amount of interest you pay over the life of the debt, and has many other benefits as well. In addition, this website has also discussed the types of people who would benefit the most from refinancing their student loans, and these individuals should definitely… Continue Reading Now Is a Good Time to Refinance Your Student Loans

Graduating Early Can Help Minimize Your Student Debt

Graduating Early

This website has already discussed numerous ways that individuals can save money when choosing which college or graduate school to attend. Indeed, prior articles have related how scholarships are available for many students, and individuals can attend school part-time while working in order to minimize costs. Another way to save money on educational expenses is to attend a school that will allow you to earn a degree in less time than it usually takes to… Continue Reading Graduating Early Can Help Minimize Your Student Debt

Dealing with the Bankruptcy of a Student Loan Cosigner

Bankruptcy

In a previous article, I delved into the issues that can arise when a student loan cosigner dies, and how to best deal with any problems that may result. This time around, I will talk about a rarer, though sometimes more problematic dilemma: what to do when a cosigner declares bankruptcy. While renegotiating the terms of the student loan may still be an option, the worst case scenario (an automatic default) is what commonly occurs.… Continue Reading Dealing with the Bankruptcy of a Student Loan Cosigner

Consider Heading Back to School If Your Employer Will Pay for It

Employer Assistance Student Loans

This website has already discussed some of the perks certain employers offer that make it easier to pay off student debt. Indeed, many workers out there are fortunate to have a number of employment benefits that can impact their finances. Some individuals may even work for an employer that will pay for all or part of the cost of obtaining a degree, and this can impact someone’s student debt decisions. There are a number of… Continue Reading Consider Heading Back to School If Your Employer Will Pay for It

Part-Time Degree Programs Can Help You Minimize Student Debt

part-time programs

I am sure that many readers of this website are aware of degree programs that allow individuals to attend classes at night, on weekends, or over the internet. For working individuals, part-time programs are critical, since they afford the flexibility necessary to obtain a degree while employed full-time. However, such programs can also help you minimize the amount of student debt you borrow to earn your degrees, since you could offset educational costs while working… Continue Reading Part-Time Degree Programs Can Help You Minimize Student Debt

How to Decide If You Should Go Back to School or Avoid Student Debt

Go Back to School

I am sure that many of you who have already earned your degrees have considered going back to school at one point or another. Indeed, numerous people contemplate obtaining another degree in order to make a career move, earn more money, or for a number of other reasons. I also thought about going back to school more than once during my student debt repayment journey. However, there are a few things you should keep in… Continue Reading How to Decide If You Should Go Back to School or Avoid Student Debt

How to Choose a Law School That Will Minimize Your Student Debt

Law School Debt

As previously mentioned in several prior articles on this website, where you choose to attend college and graduate school can have a substantial impact on your student debt story.  And if you are considering law school, your choice about where to earn a law degree and whether to attend law school at all will massively affect how much student debt you need to borrow.  The law school admissions process is very complicated, mainly due to… Continue Reading How to Choose a Law School That Will Minimize Your Student Debt