Tips for Applying for Financial Aid

Tips for Applying for Financial Aid

Financial aid is an important part of lowering education costs and graduating from school with as little student debt as possible. As discussed in several prior articles, I received generous need-based financial aid to attend college and graduate school. Although many people do not qualify for financial aid due to their families’ financial background, financial aid can be a critical lifeline for many students. After reflecting on my own experiences with financial aid, there are… Continue Reading Tips for Applying for Financial Aid

Best College Majors For Student Debt

Best College Majors for Student Debt

Students typically have a vast variety of subjects which they can study at many colleges and universities across the country. Although some technical schools focus on teaching science courses, and small liberal arts colleges have a limited range of majors, many universities afford students numerous options with respect to academic pursuits. It is important for students to consider the best college majors for student debt, since some majors may help graduates earn more money and… Continue Reading Best College Majors For Student Debt

Colleges May Go Bankrupt Because of COVID-19

Colleges May Go Bankrupt Because of COVID-19

Prior articles on this website have already discussed how student debt borrowers and the general public are adapting to meet the challenges of COVID-19. Indeed, this website has noted how students may wish to forgo enrolling at certain schools for the time being, since many campuses will be closed for the foreseeable future, and courses can be completed remotely at cheaper institutions. Many commentators have begun to discuss the financial challenges this situation may pose… Continue Reading Colleges May Go Bankrupt Because of COVID-19

Asking Colleges for Refunds Because of COVID-19

Asking Colleges for Refunds Because of COVID-19

Almost everyone in the United States has been impacted by COVID-19. Indeed, many people know someone who has been ill with the disease, and millions of Americans have lost their jobs because of the current economic downturn. College students have also been negatively impacted by the ongoing pandemic, since almost every college campus is currently closed, and classes have moved online. In light of the current environment, asking colleges for refunds because of COVID-19 seems… Continue Reading Asking Colleges for Refunds Because of COVID-19

Going to Graduate School Because of COVID-19

going to graduate school because of COVID-19

As this website has discussed in prior articles, COVID-19 has impacted many student debt borrowers and the population as a whole. Indeed, numerous people have been laid off because of the ongoing pandemic, and job prospects are poor for many graduating students and individuals at the beginning of their careers. Some folks may wish to ride out the economic uncertainty by enrolling in graduate school, but going to graduate school because of COVID-19 is not… Continue Reading Going to Graduate School Because of COVID-19

Summer Jobs Can Help With Student Loans

Summer Jobs Can Help With Student Loans

This website has already discussed how students can work a number of part-time jobs in order to earn money and lower the amount of student debt that is needed to obtain a degree. Indeed, I worked a variety of part-time jobs during the academic year in order to earn extra scratch as a student. However, summer jobs can help with student loans as well, since they may help students earn extra money that can be… Continue Reading Summer Jobs Can Help With Student Loans

PhD Programs Without Funding Are Usually a Bad Idea

PhD Programs Without Funding

Earning a PhD requires a huge commitment. Indeed, it typically takes four or more years to earn a doctorate degree, and most programs require candidates to complete lengthy dissertations in order to earn their degrees. Furthermore, candidates must often forgo lucrative opportunities in order to pursue their PhD degrees. Given all of the sacrifices that PhD students make, it is important to recognize that PhD programs without funding are usually a bad idea. Most people… Continue Reading PhD Programs Without Funding Are Usually a Bad Idea

Getting Student Loans in a Hurry

Getting Student Loans in a Hurry

Anyone with student loans understands how the process of obtaining student debt is extremely complicated. Not only do student debt borrowers typically have to complete financial paperwork with their schools, but they have to submit paperwork with student loan lenders as well. Sometimes people need to secure student loans on short notice because they just got admitted to a program or their circumstances change. However, if you keep a few things in mind, getting student… Continue Reading Getting Student Loans in a Hurry

Should You Ever Give Up Paying Off Student Loans?

If you don't pay off student loans

As many people with student loans understand from firsthand experience, paying off student debt is extremely difficult in certain situations. Many student loan borrowers need to fork over an insane amount of money every month to make payments, and a substantial minority of borrowers have more than six figures of student loan debt. Unless borrowers enter certain fields and earn enough money, it can be nearly impossible to pay off student loans along with other… Continue Reading Should You Ever Give Up Paying Off Student Loans?

When You Should Get an LLM Degree

When You Should Get an LLM Degree

As many people already know, law school is extremely expensive, and students typically need to borrow hundreds of thousands of dollars to earn their law degrees. It might be difficult to think about any further education after receiving a law degree, since law graduates are usually saddled with an insane amount of debt. However, law students can obtain further degrees in law, and one such credential is an LLM degree. Since these degrees are typically… Continue Reading When You Should Get an LLM Degree