frugality Archives - Page 7 of 12 - Student Debt Diaries

Should You Ever Give Up Paying Off Student Loans?

December 9, 2019 Jordan RothmanRepayment Strategies

As many people with student loans understand from firsthand experience, paying off student debt is extremely difficult in certain situations. Many student loan borrowers need to fork over an insane amount of money every month to make payments, and a substantial minority of borrowers have more than six figures of student loan debt. Unless borrowers enter certain fields and earn enough money, it can be nearly impossible to pay off student loans along with other… Continue Reading Should You Ever Give Up Paying Off Student Loans?

Staying on Campus During Vacations to Save Money

November 25, 2019 Jordan RothmanSaving Money

This website has already discussed a number of strategies that students can use to save money and minimize the amount of student debt they borrow to earn their degrees. Sometimes, certain cost-reduction strategies can not only lower your expenses, but also have significant academic benefits as well. From my own experience, staying on campus during vacations may not only help students reduce their costs, but can also help students boost their grades and make social… Continue Reading Staying on Campus During Vacations to Save Money

Save Money Like a College Student

November 11, 2019 Jordan RothmanRepayment Strategies, Saving Money

I recently visited my undergraduate alma mater for the first time in a while, and the experience brought back a flood of memories. I interacted with a bunch of students while on campus, and I remembered what it was like to be a college student myself. Meeting up with college students, and remembering what it was like to be an undergraduate, made me realize how student debt borrowers can save money like a college student… Continue Reading Save Money Like a College Student

Investing to Pay Off Student Loans

November 4, 2019 Jordan RothmanRepayment Strategies, Saving Money

This website has already discussed how earning extra money is critical to paying off student loans. The more money you have, the more resources you possess at your disposal to take care of living expenses and devote money to student debt. Prior articles have discussed how individuals can work a number of side-hustles to earn extra money, and part-time work can increase the amount of money you have to pay off debt. However, if you… Continue Reading Investing to Pay Off Student Loans

Job Perks that Can Help You Pay Off Student Loans

October 21, 2019 Jordan RothmanRepayment Strategies, Saving Money

This website has already discussed how certain jobs can help individuals pay off their student loans. Indeed, some jobs offer bonuses to employees who work harder or originate business, and certain employers even pay for school or have debt-repayment benefits. However, there are other job perks that can help you pay off student loans, and student debt borrowers should look for employment that can impact their bottom lines on multiple levels. As previously discussed, the… Continue Reading Job Perks that Can Help You Pay Off Student Loans

Credit Cards Can Help You Pay Off Student Loans

September 30, 2019 Jordan RothmanRepayment Strategies, Saving Money

Everyone knows that in order to pay off student loans, you need to cut expenses so that additional cash can be devoted to student debt. One way to do this is to minimize your use of credit cards so you do not spend money unnecessarily and rack up additional debt. As mentioned previously on this website, I did not apply for a credit card until later in my student debt repayment journey, so I could… Continue Reading Credit Cards Can Help You Pay Off Student Loans

What to do if You Miss a Student Loan Payment

September 23, 2019 Jordan RothmanRepayment Strategies

This website has already discussed a number of ways that borrowers can devote extra money to student loans. If you follow the advice on this website, you should be able to prepay a substantial amount of student loans so that the due date on this debt is months or even years into the future. However, there may come a time when you miss a student loan payment, and if this happens, it is important to… Continue Reading What to do if You Miss a Student Loan Payment

Studying Abroad with Financial Aid

September 16, 2019September 16, 2019 Jordan RothmanChoosing Schools, Repayment Strategies

Studying abroad can be an enriching part of your college experience. As many people already know, studying abroad involves attending a foreign college for a semester or two so that the students can earn academic credits and experience the culture of a foreign country. However, studying abroad with financial aid can be tricky. Nevertheless, if you keep a few things in mind, it is possible to study abroad without greatly impacting your bottom line. When… Continue Reading Studying Abroad with Financial Aid

Finding Jobs That Pay Student Loans

August 19, 2019 Jordan RothmanEarning Extra Money, Repayment Strategies

This website has already discussed how certain jobs can have a major impact on your student debt burden. Indeed, some jobs increase the amount of money that you may have to pay off student debt, and other positions, like those in the military, offer educational assistance. However, you do not need to join the armed services to find jobs that pay student loans. There are a number of public service roles that offer educational assistance… Continue Reading Finding Jobs That Pay Student Loans

Traveling While Paying Off Student Loans

August 5, 2019 Jordan RothmanRepayment Strategies, Saving Money

As many people already know, traveling can be costly. Whether you take a train, plane, or automobile, people can spend a substantial sum of money on transportation costs. However, if you keep a few things in mind, traveling while paying off student loans does not need to hurt your bottom line. During my student debt repayment saga, I needed to travel a ton to get to school, back home, and for other reasons. I rarely… Continue Reading Traveling While Paying Off Student Loans