frugality Archives - Page 11 of 12 - Student Debt Diaries

Helping Family While Paying Off Student Loans

September 24, 2018 Jordan RothmanSaving Money

While paying off student loans, it can be hard to devote financial resources to anything other than repaying student debt. Indeed, many student loan borrowers dedicate a large percentage of their incomes each month to student debt, and this leaves little money left to devote to any other purpose. However, you might need you to consider helping family while paying off student loans if a life emergency arises. During my student debt repayment saga, there… Continue Reading Helping Family While Paying Off Student Loans

Living with Parents While Paying Off Student Loans Is a Great Idea

September 3, 2018 Jordan RothmanSaving Money

Most of us have to devote a huge portion of our incomes to housing costs each month. Whether you rent a home or pay a mortgage, you likely need to shell out thousands of dollars a month just to have a place to live. Of course, there are definitely ways to cut down on housing expenses. Indeed, I had roommates and lived in less-expensive housing during my student debt repayment saga in order to save… Continue Reading Living with Parents While Paying Off Student Loans Is a Great Idea

Choosing the Right Medical School: Why Minimizing Student Debt Is Not the Whole Story

April 5, 2018March 11, 2022 Adam RothmanChoosing Schools, Guest Articles

In my last article, I discussed the various considerations one must assess when selecting the ideal college (if you have not read my last article…shame on you! Drop everything and take a look). This time around, I will talk about the decisions I made when choosing a medical school, and how I tried to reduce the amount of student debt I borrowed along the way. As stated before, I am not an expert in this… Continue Reading Choosing the Right Medical School: Why Minimizing Student Debt Is Not the Whole Story

How to Pay Off Student Loans Without Alienating Friends

March 19, 2018 Jordan RothmanRepayment Strategies, Student Loan Repayment Guide

This website has already discussed how paying off student loans can strain personal relationships. And it is true that student loans can limit the amount of resources one has to socialize with friends. In addition, even talking about student loans with friends and acquaintances can alienate people, since student debt is one of those sensitive topics that can create tension. As I previously mentioned, during my student debt repayment saga, I was absolutely obsessed with… Continue Reading How to Pay Off Student Loans Without Alienating Friends

An Introduction to Adam’s Student Debt Story

February 22, 2018March 11, 2022 Adam RothmanGuest Articles, Introductory Articles

For those of you who do not know me, my name is Adam, and I am one of Jordan’s brothers. Like Jordan, I borrowed student loans to earn my undergraduate and graduate degrees. After eight years of college and medical school, I definitely accumulated my fair share of student debt. While my brother Jordan was able to eliminate all of his student debt in a few short years through strategies discussed on this website (yay… Continue Reading An Introduction to Adam’s Student Debt Story

How to Decide Which Student Loans to Pay Off First

February 12, 2018February 12, 2018 Jordan RothmanRepayment Strategies, Student Loan Repayment Guide

This website has already discussed methods that can be used to minimize expenses and save extra money. This website has also included strategies that anyone can use in order to make additional cash through side-hustles. If you follow this advice, hopefully you will be able to pay more than the minimum amounts due on your student debt, and you will then have to decide which student loans to pay off first. Before paying off certain… Continue Reading How to Decide Which Student Loans to Pay Off First

Introduction to Repayment Strategies: How to Best Pay Off Student Loans

January 15, 2018May 27, 2018 Jordan RothmanRepayment Strategies, Student Loan Repayment Guide

Debt being erased through repayment strategies

This website has already discussed strategies that anyone can use to save more money to devote additional cash to student loans. In addition, the blog has also detailed how anyone can earn extra money from side-hustles so that additional cash can be used to pay down student debt. However, student loan success requires more than simply saving money and earning extra cash. Indeed, once you have additional money available to pay off student loans, you… Continue Reading Introduction to Repayment Strategies: How to Best Pay Off Student Loans

Resources You Can Buy to Make More Money from Side-Hustles

January 8, 2018 Jordan RothmanEarning Extra Money, Student Loan Repayment Guide

Everyone has probably heard the expression “it takes money to make money” at some point in their lives. While working side-hustles to pay off student loans, it is also true that you need to invest money on certain resources in order to earn the most cash possible from part-time gigs. However, it can be very difficult to part with your hard-earned money when buying things to increase the amount of cash you earn from side-hustles.… Continue Reading Resources You Can Buy to Make More Money from Side-Hustles

How to Earn Money from Freelancing to Help Pay Off Student Loans

November 27, 2017 Jordan RothmanEarning Extra Money, Student Loan Repayment Guide

The last few articles on this website discussed how I made extra cash to pay off student loans by working two part-time gigs that almost anyone with an internet connection can work. This post explains how I made extra money through freelancing, and like the side-hustles discussed in prior articles, many people can pursue freelance opportunities. In addition, several popular websites enable individuals to offer services with a minimal amount of effort. It is a… Continue Reading How to Earn Money from Freelancing to Help Pay Off Student Loans

How to Save Money for Retirement While Paying Off Student Loans

October 23, 2017November 15, 2017 Jordan RothmanSaving Money, Student Loan Repayment Guide

We have all likely been told many times in our lives that everyone should start saving for retirement as soon as possible. This is good advice, and saving for retirement even a year or two earlier can have a massive impact on how much money you have for your “golden years.” However, many of our elders and other individuals who tell us to start saving for retirement immediately do not know what it’s like to… Continue Reading How to Save Money for Retirement While Paying Off Student Loans