Hold off on Spending Money for as Long as Possible

Hold off on spending money

Many articles on this website have already discussed various strategies that can be implemented to save money so that additional cash can be devoted to student loans. Most student debt borrowers already know how cutting expenses can help individuals repay their student loans early, and saving money is perhaps even more important that earning extra cash for a variety of reasons. However, if you need to spend money while repaying student loans, it is important… Continue Reading Hold off on Spending Money for as Long as Possible

How Much Student Debt Is Too Much?

How Much Student Debt Is Too Much

Ever since I started Student Debt Diaries almost eighteen months ago, I have received hundreds of emails from individuals across the country. Many people want to know how they can earn extra money so that additional cash can be devoted to student loans. Other folks are interested in ways that they can cut expenses so that any savings can be used to pay down student debt. Numerous individuals have also asked me how much student… Continue Reading How Much Student Debt Is Too Much?

Living with Student Loans During Residency

Living with Student Loans During Residency

For most people who want to achieve their higher education goals, student loans are a necessary evil. This is especially true for those who choose to attend any form of graduate school, where scholarship opportunities and financial aid are typically harder to find. During my four years of college and my four additional years of medical school, I certainly accrued a vast amount of student debt. I will admit that during those eight total years… Continue Reading Living with Student Loans During Residency

Saving Money on Clothes While Paying Off Student Loans

Saving Money on Clothes While Paying Off Loans

This website has already discussed a number of strategies that should be employed to save money so that additional cash can be devoted to student loans. Indeed, saving money requires that student debt borrowers adopt certain mindsets and cut expenses so that savings can be used to pay down student loans. As touched upon in a prior article, saving money on clothes while paying off loans can have a huge impact on the amount of… Continue Reading Saving Money on Clothes While Paying Off Student Loans

Parents Can Help Their Kids Receive Financial Aid

Parents Can Help Their Kids Receive Financial Aid

Every student who wants to minimize the amount of money they borrow to attend college or graduate school should consider obtaining financial aid. As mentioned in a few prior articles, I received generous need-based financial aid while attending college and law school. This assistance helped me lessen the amount of money I had to borrow to earn my degrees. Through my experiences applying for financial assistance, I learned first-hand how parents can help their kids… Continue Reading Parents Can Help Their Kids Receive Financial Aid

Taking a Vacation While Paying Off Student Loans

Taking a Vacation While Paying Off Student Loans

This website has already discussed a number of strategies that student debt borrowers can employ to save money so that additional cash can be devoted to student debt. As mentioned in a few prior articles, I saved cash during my student debt repayment saga by not taking vacations. Because I never planned a traditional vacation, I pocketed thousands of dollars on flights, hotels, and all of the other costs associated with going on a vacation,… Continue Reading Taking a Vacation While Paying Off Student Loans

Being a Good Roommate While Paying Off Student Loans

Being a Good Roommate

This website has already discussed at length how student debt borrowers should cut expenses so that additional money can be devoted to student loans. And one of the biggest expenses that everyone has are housing costs. Although some people can reduce or eliminate this expense by crashing with their parents, many student debt borrowers need to find places of their own or bunk up with roommates. As I can attest to from firsthand experience, being… Continue Reading Being a Good Roommate While Paying Off Student Loans

Having Fun While Paying Off Student Loans

Having Fun While Paying Off Student Loans

Paying off student loans requires a lot of sacrifice. As mentioned at length on this website, everyone hoping to pay off student loans early must typically cut expenses so that additional cash can be devoted to student debt. In addition, folks hoping to be free from student loans should also make extra money by working side-hustles. After reading all of the articles on this website, it might seem like having fun while paying off student… Continue Reading Having Fun While Paying Off Student Loans

Discussing Student Loans with Friends and Family

Discussing Student Loans

It is very easy to be consumed by student loans while paying off your student debt. As previously mentioned on this website, I was absolutely obsessed with my student loans during my student debt repayment saga. Over the past year or so, I have also communicated with hundreds of people who have told me how consumed they are with their student loans. Of course, student debt borrowers often want to talk about their experiences with… Continue Reading Discussing Student Loans with Friends and Family

Saving Money on Food While Paying Off Student Loans

Saving Money on Food

Most student debt borrowers understand how saving money must be an essential part of any effort to pay off student loans early. And this website has already discussed a number of methods that can be used to eliminate costs so that additional money can be devoted to paying down student debt. From my own experiences, saving money on food is one major way that student debt borrowers can reach their financial goals. Although you obviously… Continue Reading Saving Money on Food While Paying Off Student Loans