debt repayment Archives - Page 20 of 23

How to Choose a Law School That Will Minimize Your Student Debt

April 23, 2018April 23, 2018 Jordan RothmanChoosing Schools

As previously mentioned in several prior articles on this website, where you choose to attend college and graduate school can have a substantial impact on your student debt story. And if you are considering law school, your choice about where to earn a law degree and whether to attend law school at all will massively affect how much student debt you need to borrow. The law school admissions process is very complicated, mainly due to… Continue Reading How to Choose a Law School That Will Minimize Your Student Debt

How to Choose a Graduate Program That Will Minimize Your Student Debt

April 16, 2018 Jordan RothmanChoosing Schools

As has been previously mentioned on this website, where you choose to earn your degrees can have a massive impact on how much student debt you ultimately need to borrow. Indeed, which schools you attend can impact tuition costs, the availability of financial aid, and how likely it is that you will obtain employment which will help you pay off your student debt. Previous articles on this website have discussed student debt considerations you should… Continue Reading How to Choose a Graduate Program That Will Minimize Your Student Debt

How to Choose a College That Will Minimize Your Student Debt

April 9, 2018April 9, 2018 Jordan RothmanChoosing Schools

As previously discussed on this website, where you attend college can have a massive impact on your student debt story. Indeed, decisions you make when choosing colleges can determine how much student debt you ultimately need to borrow. Some of our guest articles have already included tips on choosing colleges that will minimize the amount of student loans you need to borrow in order to pay for college. By following this and other advice, you… Continue Reading How to Choose a College That Will Minimize Your Student Debt

Choosing the Right Medical School: Why Minimizing Student Debt Is Not the Whole Story

April 5, 2018March 11, 2022 Adam RothmanChoosing Schools, Guest Articles

In my last article, I discussed the various considerations one must assess when selecting the ideal college (if you have not read my last article…shame on you! Drop everything and take a look). This time around, I will talk about the decisions I made when choosing a medical school, and how I tried to reduce the amount of student debt I borrowed along the way. As stated before, I am not an expert in this… Continue Reading Choosing the Right Medical School: Why Minimizing Student Debt Is Not the Whole Story

How to Decide If You Should Refinance Your Student Loans

March 26, 2018March 10, 2022 Jordan RothmanRepayment Strategies, Student Loan Repayment Guide

Every student debt borrower has likely heard about refinancing options at one point or another. Indeed, many companies advertise refinancing programs on the internet, and you’ve probably even seen a few of these advertisements on this website. In addition, we all likely know someone who has refinanced their student loans, and I am sure many of you have already considered whether you should refinance your student debt. I personally did not refinance my student loans… Continue Reading How to Decide If You Should Refinance Your Student Loans

How to Pay Off Student Loans Without Alienating Friends

March 19, 2018 Jordan RothmanRepayment Strategies, Student Loan Repayment Guide

This website has already discussed how paying off student loans can strain personal relationships. And it is true that student loans can limit the amount of resources one has to socialize with friends. In addition, even talking about student loans with friends and acquaintances can alienate people, since student debt is one of those sensitive topics that can create tension. As I previously mentioned, during my student debt repayment saga, I was absolutely obsessed with… Continue Reading How to Pay Off Student Loans Without Alienating Friends

Choosing the Right College: From Financial Aid to Future Job Prospects

March 15, 2018March 11, 2022 Adam RothmanChoosing Schools, Guest Articles

In my introductory article, I provided a quick synopsis of my student debt story. In my next few articles, I will delve deeper into the topics mentioned in my first post. This article discusses the decisions I made when choosing where to attend college. I am by no means an expert on financial aid, and so to supplement my story, I suggest that you use a little thing called Google. The point is, choosing an… Continue Reading Choosing the Right College: From Financial Aid to Future Job Prospects

How to Decide If You Should Invest Available Money or Pay Off Student Loans Early

March 12, 2018 Jordan RothmanRepayment Strategies, Student Loan Repayment Guide

Invest Free Money or Pay Off Student Loans

This website has already discussed certain situations in which it does not make sense to pay off student loans early. In addition, the website has also explained how sometimes it is not wise to pay off student loans even though you may have money available to devote to student debt. Of course, if you can make more money investing cash than the interest that would be offset from paying off student loans early, it is… Continue Reading How to Decide If You Should Invest Available Money or Pay Off Student Loans Early

How to Maximize the Tax Benefits of Paying Off Student Loans

March 5, 2018March 5, 2018 Jordan RothmanRepayment Strategies, Student Loan Repayment Guide

This website has already discussed some of the tax implications of working side-hustles to pay off student loans. Of course, it is inevitable that the “tax man” will take much of the cash you make from part-time gigs, even though you devote this money to student debt. However, there are a few tax benefits to paying off student loans. It is important to keep these tax considerations in mind while paying off student debt, since… Continue Reading How to Maximize the Tax Benefits of Paying Off Student Loans

How to Decide If Income-Driven Repayment Plans Are Right for You

February 26, 2018June 13, 2018 Jordan RothmanRepayment Strategies, Student Loan Repayment Guide

This website has already discussed ways that individuals can pay off their student loans early by earning extra money and cutting expenses to save additional cash. However, for many student debt borrowers, it might not make sense to pay off student loans early. Indeed, the availability of income-driven repayment plans means that individuals can eventually have their student debt forgiven after a period of timely payments. I never seriously considered income-driven repayment plans during my… Continue Reading How to Decide If Income-Driven Repayment Plans Are Right for You