credit Archives - Page 3 of 8 - Student Debt Diaries

StartNoo Can Help with Student Loans

November 2, 2020November 2, 2020 Jordan RothmanEarning Extra Money, Repayment Strategies

Student Debt Diaries has worked with a few different student loan organizations since the founding of this website over three years ago. Indeed, Student Debt Diaries has linked to other sites, promoted information and services offered by other organizations, and attempted to advertise different websites and resources within the student loan community. Student Debt Diaries recently interacted with a great student loan organization named StartNoo, and the experience demonstrates how StartNoo can help with student… Continue Reading StartNoo Can Help with Student Loans

Geography Can Impact Student Debt

October 26, 2020October 26, 2020 Jordan RothmanRepayment Strategies

People understand how living costs can vary dramatically based on where you live in the United States. As I can attest to from firsthand experience, living costs in northeast cities (such as New York City) can be brutal, since rent, food costs, and other expenses are substantial in those areas. However, in more rural parts of the country, the prices for most consumer goods and rent are far lower. Geography can impact student debt, because… Continue Reading Geography Can Impact Student Debt

Paying Sticker Price to Attend Law School

October 19, 2020October 19, 2020 Jordan RothmanChoosing Schools

Most people understand how law school is extremely expensive, and how it requires a substantial investment of time and money to become a licensed attorney. Fortunately, scholarships and other types of financial aid are available to law students in ways not available to students who enroll in other graduate programs. As a result, paying sticker price to attend law school (a nickname for attending law school without any scholarships or other financial assistance) is only… Continue Reading Paying Sticker Price to Attend Law School

Consequences of Defaulting on Student Loans

October 12, 2020October 12, 2020 Jordan RothmanRepayment Strategies

Borrowers have a number of options at their disposal if they have issues repaying student loans. Indeed, many student debt borrowers are able to ask for a forbearance or deferment of their student loans if they satisfy certain requirements, and this can relieve pressure during trying times. Nevertheless, sometimes people cannot avoid defaulting on student loans, and some borrowers may actively shirk their responsibilities to repay student debt. In any case, borrowers may face many… Continue Reading Consequences of Defaulting on Student Loans

Getting Advice About Student Loans

October 5, 2020October 5, 2020 Jordan RothmanAdvice for Parents, Repayment Strategies

Paying off student loans can be a lonely process. People often do not discuss student loans with their peers, so it is difficult to get advice and support from friends. In addition, the student loan challenges faced by this generation are different than the struggles faced by people who went to school decades ago. However, getting advice about student loans can be easy if you keep a few things in mind. Siblings Siblings can be… Continue Reading Getting Advice About Student Loans

Deciding If You Should Finish Graduate School

September 14, 2020 Jordan RothmanChoosing Schools, Saving Money

Individuals attend graduate school for all types of reasons. Some people obtain a graduate degree in order to pursue their calling, and other people attend graduate school to ride out bad economic times in academia so they do not have to compete in a bad job market. Many students may seriously consider dropping out of a graduate program at some point or another, and there are many things to consider when deciding if you should… Continue Reading Deciding If You Should Finish Graduate School

You Shouldn’t Feel Bad About Student Loans

August 31, 2020 Jordan RothmanRepayment Strategies

As discussed on this website in a number of prior articles, student loans were a huge millstone around my neck for much of my 20s. I felt horrible about my student loans and I thought about my debt pretty much every day. I almost thought that I had done something wrong or made bad decisions to have such a student loan burden, and I felt that I had gotten myself into a difficult financial situation… Continue Reading You Shouldn’t Feel Bad About Student Loans

Investing Emergency Fund Money

July 27, 2020July 27, 2020 Jordan RothmanEarning Extra Money, Saving Money

As this website has already discussed in several prior articles, all student debt borrowers should have an emergency fund if they have the resources to build up savings. Emergency funds are important if people lose their jobs, face medical problems, or encounter other life issues. Although it might be safest to keep emergency funds in cash, investing emergency fund money is advisable in a number of circumstances. As mentioned in prior articles, I had an… Continue Reading Investing Emergency Fund Money

Pay it Forward After Repaying Student Loans

July 6, 2020 Jordan RothmanRepayment Strategies

When student debt borrowers are repaying student loans, it may be difficult to think about what it will be like when all of your debt is paid off. Indeed, paying off student loans may seem like an impossible task that requires years of dedication in order to accomplish. However, if you stay focused and follow the advice on this website, you should be able to pay off your student loans within a reasonable amount of… Continue Reading Pay it Forward After Repaying Student Loans

Living in a Dorm is Worth the Money

June 22, 2020June 22, 2020 Jordan RothmanAdvice for Parents, Saving Money

Most college students live in residence halls on campus for at least the first year or two of their studies. It is usually thought that dorm life is preferable for students starting their college careers so that they can meet people and have easy access to dining halls and other campus facilities. Of course, living on campus is often more expensive than most off-campus living options, and the amenities of on-campus living are often limited.… Continue Reading Living in a Dorm is Worth the Money