college Archives - Page 3 of 12 - Student Debt Diaries

Middle-Class Students Fall Through The Cracks Sometimes

May 10, 2021May 10, 2021 Jordan RothmanRepayment Strategies

When people think of students who have the most issues with student loans, they likely think that low-income students face the most challenges. Indeed, low-income students often do not have relatives who can afford to help with educational expenses and this can lead to a high debt load among low-income students. Of course, high-income students have less to worry about when it comes to educational expenses because their parents can often assist with educational costs.… Continue Reading Middle-Class Students Fall Through The Cracks Sometimes

Living Off Campus to Save Money

May 3, 2021 Jordan RothmanSaving Money

College and gradate students encounter numerous costs and expenses while they pursue their degrees. Indeed, students often need to pay tens of thousands of dollars in tuition expenses and living costs needed to cover food and housing while they are a student. Although it might be more convenient to live on campus to be closer to class and other activities, living off campus to save money is a viable strategy in many instances. For the… Continue Reading Living Off Campus to Save Money

Grad School Is More Important Than College

April 19, 2021 Jordan RothmanChoosing Schools

Some students know they will enroll in graduate school even before they enter college. This may be because individuals wish to enter certain fields that require a graduate school education or because they have an academic interest that they wish to pursue beyond college. In any case, grad school is more important than college in many instances, and individuals may wish to lower their undergraduate student debt to prepare for borrowing for graduate school. In… Continue Reading Grad School Is More Important Than College

Students Should Have Fun in College

April 12, 2021 Jordan RothmanChoosing Schools

Students Should Have More Fun in College

Student loans can make it more difficult to have fun in college. Individuals with student debt may not have the resources needed to take trips in college or spend money on other things that can make the undergraduate experience more fun. In addition, student loans can cause a substantial amount of stress, which can put a damper on the college experience. However, students should have fun in college for a variety of reasons even if… Continue Reading Students Should Have Fun in College

Teach For America Can Help With Student Loans

March 22, 2021 Jordan RothmanRepayment Strategies

When I was in college, I worked as a summer intern at the New York City headquarters of Teach For America. As many people already know, Teach For America is a nonprofit organization that is dedicated to closing the education gap in America. In essence, Teach For America coordinates teaching jobs for individuals who wish to serve as a teacher in an underserved community for a few years. Working at Teach For America can be… Continue Reading Teach For America Can Help With Student Loans

Getting Off a Waitlist

March 15, 2021 Jordan RothmanChoosing Schools

As many people already know, a waitlist is for people who have not yet been admitted to an academic program, but who may be admitted at a later date depending on enrollment numbers. Individuals on a waitlist typically have nearly the right credentials to be admitted to a program, but space is limited because spots in a program have been offered to enough people who have not yet rejected an admission offer. Getting off a… Continue Reading Getting Off a Waitlist

Attending an Online College

March 8, 2021 Jordan RothmanChoosing Schools

Students have many options about how and where they decide to pursue a college education. Traditionally, students would attend brick-and-mortar colleges, where they would have a campus experience while pursuing their studies. In recent decades, students have been able to pursue a college education completely online, and such degree programs are often much cheaper than programs at more traditional residential colleges. However, attending an online college only makes sense in certain circumstances, and everyone considering… Continue Reading Attending an Online College

Division Three Athletes Get Financial Benefits

February 15, 2021 Jordan RothmanChoosing Schools

Scholarships are often available for college athletes that play on Division One and Division Two NCAA athletic teams. However, athletes who play on Division Three teams are often not eligible to receive athletic scholarships to play sports in college. Smaller schools typically have such athletic programs, and athletes on these teams simply play the sports for the love of the game. Nevertheless, Division Three athletes get financial benefits from participating in sports in college in… Continue Reading Division Three Athletes Get Financial Benefits

Attending Community College to Save Money

February 8, 2021 Jordan RothmanChoosing Schools

Community colleges are educational institutions that typically offer two-year degrees to students (although some may offer four-year B.A. and B.S. degrees). Community colleges usually do not have on-campus housing and may not offer the same services to students as more traditional four-year colleges. Community colleges also typically have more trade and vocational courses that are difficult to find at more traditional four-year universities. For a variety of reasons, attending community college to save money is… Continue Reading Attending Community College to Save Money

Financial Aid Should Increase over Time

January 25, 2021 Jordan RothmanChoosing Schools

When I attended college, I was thrilled to obtain need-based financial aid. This assistance made it much easier for me to pay for my educational costs and reduced the amount of student debt I needed to borrow. However, financial aid should increase over time, and students should not be provided the same level of aid each year they attend school. In college, my financial aid stayed constant throughout my four years as an undergraduate. One… Continue Reading Financial Aid Should Increase over Time