Jordan Rothman, Author at Student Debt Diaries

StartNoo Can Help with Student Loans

November 2, 2020November 2, 2020 Jordan RothmanEarning Extra Money, Repayment Strategies

Student Debt Diaries has worked with a few different student loan organizations since the founding of this website over three years ago. Indeed, Student Debt Diaries has linked to other sites, promoted information and services offered by other organizations, and attempted to advertise different websites and resources within the student loan community. Student Debt Diaries recently interacted with a great student loan organization named StartNoo, and the experience demonstrates how StartNoo can help with student… Continue Reading StartNoo Can Help with Student Loans

Geography Can Impact Student Debt

October 26, 2020October 26, 2020 Jordan RothmanRepayment Strategies

People understand how living costs can vary dramatically based on where you live in the United States. As I can attest to from firsthand experience, living costs in northeast cities (such as New York City) can be brutal, since rent, food costs, and other expenses are substantial in those areas. However, in more rural parts of the country, the prices for most consumer goods and rent are far lower. Geography can impact student debt, because… Continue Reading Geography Can Impact Student Debt

Paying Sticker Price to Attend Law School

October 19, 2020October 19, 2020 Jordan RothmanChoosing Schools

Most people understand how law school is extremely expensive, and how it requires a substantial investment of time and money to become a licensed attorney. Fortunately, scholarships and other types of financial aid are available to law students in ways not available to students who enroll in other graduate programs. As a result, paying sticker price to attend law school (a nickname for attending law school without any scholarships or other financial assistance) is only… Continue Reading Paying Sticker Price to Attend Law School

Consequences of Defaulting on Student Loans

October 12, 2020October 12, 2020 Jordan RothmanRepayment Strategies

Borrowers have a number of options at their disposal if they have issues repaying student loans. Indeed, many student debt borrowers are able to ask for a forbearance or deferment of their student loans if they satisfy certain requirements, and this can relieve pressure during trying times. Nevertheless, sometimes people cannot avoid defaulting on student loans, and some borrowers may actively shirk their responsibilities to repay student debt. In any case, borrowers may face many… Continue Reading Consequences of Defaulting on Student Loans

Getting Advice About Student Loans

October 5, 2020October 5, 2020 Jordan RothmanAdvice for Parents, Repayment Strategies

Paying off student loans can be a lonely process. People often do not discuss student loans with their peers, so it is difficult to get advice and support from friends. In addition, the student loan challenges faced by this generation are different than the struggles faced by people who went to school decades ago. However, getting advice about student loans can be easy if you keep a few things in mind. Siblings Siblings can be… Continue Reading Getting Advice About Student Loans

Paying Student Loans as a Student

September 28, 2020 Jordan RothmanChoosing Schools, Repayment Strategies

Individuals normally do not need to make student loan payments while they are in school. The reasoning behind this policy is simple: students should focus on studying when they are in school and should not try to obtain employment or make other arrangements to pay off student loans as a student. In fact, students normally have a grace period of several months after they graduate during which they also need not make student loan payments.… Continue Reading Paying Student Loans as a Student

Earning College Credits in High School

September 21, 2020September 21, 2020 Jordan RothmanChoosing Schools, Saving Money

When most people consider strategies to deal with student debt, they focus on tactics that can be employed after they have already borrowed funds to attend school. However, it is advantageous to take certain steps before borrowing student loans to minimize the amount of debt you need to borrow in order to earn a degree. Of course, not everyone can turn back the clock, but high school students should think about how they can take… Continue Reading Earning College Credits in High School

Deciding If You Should Finish Graduate School

September 14, 2020 Jordan RothmanChoosing Schools, Saving Money

Individuals attend graduate school for all types of reasons. Some people obtain a graduate degree in order to pursue their calling, and other people attend graduate school to ride out bad economic times in academia so they do not have to compete in a bad job market. Many students may seriously consider dropping out of a graduate program at some point or another, and there are many things to consider when deciding if you should… Continue Reading Deciding If You Should Finish Graduate School

Need-Aware Admission is Unfair

September 7, 2020 Jordan RothmanAdvice for Parents, Choosing Schools

This website has mentioned in several prior articles how I was offered generous financial aid to attend college and graduate school. Indeed, I am kind of the “poster child” of college financial aid, since I received a ton of grants and other assistance that nearly covered the enitre cost of earning my college degree. When I attended my college, the school had a need-blind admission policy, meaning that a student’s ability to pay was not… Continue Reading Need-Aware Admission is Unfair

You Shouldn’t Feel Bad About Student Loans

August 31, 2020 Jordan RothmanRepayment Strategies

As discussed on this website in a number of prior articles, student loans were a huge millstone around my neck for much of my 20s. I felt horrible about my student loans and I thought about my debt pretty much every day. I almost thought that I had done something wrong or made bad decisions to have such a student loan burden, and I felt that I had gotten myself into a difficult financial situation… Continue Reading You Shouldn’t Feel Bad About Student Loans